1st Security Bank

Mortgage Broker serving Seattle, WA

About 1st Security Bank

1st Security Bank is a comprehensive financial institution offering a range of services from personal banking and home lending to robust treasury management for businesses. They aim to provide tailored financial solutions that align with their clients' goals and budgets, emphasizing a client-centric approach.

The bank distinguishes itself through a diverse portfolio of home loan programs, catering to various borrower needs including conventional, government-backed (FHA, VA), and specialized options like Physician Loans, Asset Depletion Loans, and Non-Warrantable Condo financing. Their commitment extends to modern conveniences, offering an intuitive online application process, digital document upload, e-signatures, and hybrid eClosing options to streamline the mortgage journey.

Beyond residential mortgages, 1st Security Bank supports businesses with extensive treasury management services designed to improve cash flow and protect assets. These services encompass advanced online banking, remote deposit options, fraud prevention, merchant services, and commercial lending, showcasing their dedication to being a holistic financial partner for both individuals and enterprises.

Company Information

Lender Type: Bank

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
E-Signature
Digital Closing
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years30 years
Credit Tiers:
Excellent (740+)

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)

Custom Construction Loan

Loan Types:
ConstructionConventional
Rate Types:
Fixed RateInterest-OnlyHybrid ARM
Property Types:
Single-Family HomeVacation/Second Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Physician Loan

Loan Types:
PortfolioConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician LoanDentist ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)

Asset Depletion Loan

Loan Types:
Asset DepletionNon-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
RetiredInvestorBusiness Owner
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program
Credit Tiers:
Good (680-739)Excellent (740+)

Bridge Loan

Loan Types:
BridgeInterest-Only
Rate Types:
Fixed RateInterest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Non-Warrantable Condo Loan

Loan Types:
Non-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Condo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Self-Employed/1099 Income Loan

Loan Types:
ConventionalNon-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Full DocumentationBank Statement
Special Programs:
Self-Employed Program
Credit Tiers:
Good (680-739)Excellent (740+)

Commercial Loan Products

Commercial Real Estate Loan

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-Use

Commercial and Industrial Lending

Loan Types:
Conventional CREBusiness AcquisitionEquipment Financing

Contact Information

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Business Information

Category: Mortgage Broker
Location: Seattle, WA
Status: Standard
Type: Bank
Profile Views: 7

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