About AAA Capital Investment Inc
AAA Capital Investment, Inc., operating as AAA LENDINGS, is a dedicated mortgage lender based in Arcadia, California. The company specializes in a diverse portfolio of home loan programs, with a particular emphasis on Non-Qualified Mortgage (Non-QM) solutions. These specialized offerings, including "No Doc," "No Job No Income," "Bank Statement," and DSCR (Debt Service Coverage Ratio) loans, are tailored to serve self-employed individuals, business owners, and real estate investors who may not qualify for traditional financing.
In addition to its Non-QM expertise, AAA LENDINGS provides comprehensive services for conventional home purchases and refinances, Jumbo loans for high-value properties, Home Equity Lines of Credit (HELOCs), and various second mortgage options. The lender is focused on facilitating accessible homeownership and investment, primarily within the California market, and demonstrates a strong understanding of its diverse clientele, including the Chinese-speaking community.
Committed to modern lending practices, AAA LENDINGS offers digital conveniences such as online applications, quick quote tools, and a suite of mortgage calculators to streamline the borrowing process. Holding an NMLS license, the company upholds regulated and professional standards, striving to provide flexible financing solutions and personalized support to borrowers navigating both traditional and non-traditional mortgage paths.
In addition to its Non-QM expertise, AAA LENDINGS provides comprehensive services for conventional home purchases and refinances, Jumbo loans for high-value properties, Home Equity Lines of Credit (HELOCs), and various second mortgage options. The lender is focused on facilitating accessible homeownership and investment, primarily within the California market, and demonstrates a strong understanding of its diverse clientele, including the Chinese-speaking community.
Committed to modern lending practices, AAA LENDINGS offers digital conveniences such as online applications, quick quote tools, and a suite of mortgage calculators to streamline the borrowing process. Holding an NMLS license, the company upholds regulated and professional standards, striving to provide flexible financing solutions and personalized support to borrowers navigating both traditional and non-traditional mortgage paths.
Company Information
Lender Type: Direct Lender
Headquarters: Arcadia, CA
Licensed In
CA
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Home Purchase Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Home Refinance Program
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Community No Doc Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
No Income Verification
Special Programs:
Foreign National ProgramITIN Program
Credit Tiers:
Good (680-739)Fair (620-679)
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
No Job No Income Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
RetiredInvestor
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
CPA Prepared P&L/WVOE Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed Program
Credit Tiers:
Good (680-739)Fair (620-679)
DSCR Loan Program
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
Bank Statement Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Good (680-739)Fair (620-679)
HELOC Program
Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
Prime CES (Closed End Second) Program
Loan Types:
Second MortgageHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
DSCR CES (Closed End Second) Program
Loan Types:
Second MortgageDSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
Contact Information
117 S Garfield Ave
Alhambra, CA 91801
US
Mailing Address:
41 E Live Oak Ave, Arcadia, CA 91006
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: Alhambra, CA
Status: Standard
Type: Direct Lender
NMLS ID: 295075
Profile Views: 0
Advertisement Space