About Affinity Lending Inc.
Affinity Lending, Inc. is a direct lender committed to simplifying the home-buying and refinancing journey for its clients. Operating in states like Missouri, Kansas, and California, the company prides itself on building long-term relationships by providing a stress-free and personalized lending experience. They offer a comprehensive suite of residential mortgage products, catering to diverse borrower needs.
The lender provides popular loan options including Conventional, FHA, VA, Jumbo, USDA, and Reverse Mortgages, demonstrating a wide breadth of service. A notable specialization is their FHA 203(k) Renovation Loan, which allows borrowers to finance both a home purchase and its improvement costs within a single mortgage, even for properties requiring significant work or for those with lower credit scores. They emphasize accessibility, particularly for first-time homebuyers and veterans, with options for low to zero down payments.
Affinity Lending, Inc. integrates digital tools such as online applications and mortgage calculators to enhance the borrower experience, complementing their commitment to personalized guidance. While serving a broad range of credit profiles, from average to excellent, they focus on delivering tailored solutions and transparent information, helping individuals navigate the complexities of home financing effectively.
The lender provides popular loan options including Conventional, FHA, VA, Jumbo, USDA, and Reverse Mortgages, demonstrating a wide breadth of service. A notable specialization is their FHA 203(k) Renovation Loan, which allows borrowers to finance both a home purchase and its improvement costs within a single mortgage, even for properties requiring significant work or for those with lower credit scores. They emphasize accessibility, particularly for first-time homebuyers and veterans, with options for low to zero down payments.
Affinity Lending, Inc. integrates digital tools such as online applications and mortgage calculators to enhance the borrower experience, complementing their commitment to personalized guidance. While serving a broad range of credit profiles, from average to excellent, they focus on delivering tailored solutions and transparent information, helping individuals navigate the complexities of home financing effectively.
Company Information
Lender Type: Direct Lender
Headquarters: Lee's Summit, MO
Licensed In
MOKSCA
Certifications & Credentials
NMLS LicensedFHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Available Terms:
30 years25 years20 years15 years10 years5 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
5%
Min Down Payment
95%
Max LTV
620
Min Credit Score
FHA Home Loan
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
30 years25 years20 years15 years10 years5 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
96.5%
Max LTV
500
Min Credit Score
FHA 203k Renovation Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
FHA 203kDown Payment Assistance
Available Terms:
30 years25 years20 years15 years10 years5 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
110%
Max LTV
500
Min Credit Score
VA Home Loan
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
30 years25 years20 years15 years10 years5 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
500
Min Credit Score
Jumbo Home Loan
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Available Terms:
30 years25 years20 years15 years10 years5 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
USDA Home Mortgage
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years25 years20 years15 years10 years5 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
620
Min Credit Score
Contact Information
2641 NE McBaine Dr
Lees Summit, MO 64064
US
Mailing Address:
2641 NE McBaine Dr. Lee's Summit , Missouri 64064
Connect With Us
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Business Information
Category: Mortgage Lender
Location: Lees Summit, MO
Status: Standard
Type: Direct Lender
NMLS ID: 1756487
Profile Views: 1
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