Alliance Direct Home Mortgage

SummitPoint Financial Group, established in 2005, operates as a comprehensive direct lender, providing tailored financing solutions for both residential and commercial real estate across all 50 states from its New York, NY headquarters. With a dedicated team of over 75 professionals, the group has successfully originated over $1.5 billion in loans, demonstrating its robust presence and expertise in the mortgage and commercial lending sectors.

The lender distinguishes itself through a strong commitment to customer service and technological integration. SummitPoint Financial Group offers a streamlined digital experience, including an intuitive online application, secure digital document uploads, and real-time status updates, ensuring transparency and efficiency throughout the loan process. They pride themselves on working with a diverse range of borrowers, from first-time homebuyers to seasoned real estate investors.

SummitPoint Financial Group's product portfolio is extensive, covering conventional, government-backed (FHA, VA, USDA), jumbo, and construction loans for residential properties, alongside specialized commercial financing for multifamily, office, retail, and industrial assets. Their flexibility in accommodating various credit profiles and offering programs like low down payment and bank statement loans underscores their mission to make financing accessible to a broad clientele, reinforced by high customer satisfaction ratings and an A+ BBB accreditation.