About American Capital Mortgage Group
American Capital Mortgage Group, founded in 2003 by Brad Cullipher (originally American Capital Home Loans), is a prominent direct lender that has supported homebuyers across the United States for over a decade. The company prides itself on simplifying the often-complex mortgage process, aiming to remove stress and make homeownership accessible.
With a strong focus on client satisfaction, American Capital Mortgage Group boasts a 98% customer satisfaction rate and an impressive record of funding over $1 billion in loans. They offer a diverse portfolio of home loan solutions, including Conventional, FHA, VA, USDA, and Jumbo programs, along with options for both purchase and refinance transactions, tailored to individual financial goals.
Leveraging modern technology, the company integrates tools like the Loanzify App, which provides guided mortgage financing and direct communication with loan officers and realtors, ensuring a streamlined and transparent experience. Their commitment to efficiency is further evidenced by an average loan approval period of just 10 days, allowing borrowers to navigate their home financing journey with confidence.
With a strong focus on client satisfaction, American Capital Mortgage Group boasts a 98% customer satisfaction rate and an impressive record of funding over $1 billion in loans. They offer a diverse portfolio of home loan solutions, including Conventional, FHA, VA, USDA, and Jumbo programs, along with options for both purchase and refinance transactions, tailored to individual financial goals.
Leveraging modern technology, the company integrates tools like the Loanzify App, which provides guided mortgage financing and direct communication with loan officers and realtors, ensuring a streamlined and transparent experience. Their commitment to efficiency is further evidenced by an average loan approval period of just 10 days, allowing borrowers to navigate their home financing journey with confidence.
Company Information
Founded: 2003
Lender Type: Direct Lender
Headquarters: Austin, TX
Total Loans Originated: $1 Billion In Loans Funded to Date
Licensed In
ALL
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Mobile App
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
Real-Time Status Updates
Home Loan Products
General Home Loan Programs
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV
FHA Home Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
0
USDA Rural Development Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
0
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Contact Information
3900 Medical Pkwy
Austin, TX 78756
US
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Business Information
Category: Mortgage Broker
Location: Austin, TX
Status: Standard
Founded: 2003
Type: Direct Lender
Loans Originated: $1 Billion In Loans Funded to Date
Profile Views: 12
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