American Financial Lending LLC

American Financial Lending (AFL), also known as AFL Home Lending, is a direct mortgage lender headquartered in Sunbury, Ohio, committed to providing competitive fixed-rate mortgage solutions. They are known for their 'Lowest Rate Guarantee,' which applies to conforming Conventional, FHA, and VA purchase or refinance mortgages, ensuring clients receive the best possible fixed interest rates in the market.

The company distinguishes itself with innovative programs like the 'ONE+ Purchase Program,' which requires only a 1% down payment from the borrower, supplemented by a 2% lender grant, and offers the unique benefit of no monthly PMI. This program is designed to make homeownership more accessible, especially for first-time buyers seeking affordable options. AFL also specializes in robust cash-out refinancing solutions, allowing homeowners to leverage their equity for various financial needs.

AFL Home Lending emphasizes a client-centric approach, guiding borrowers through every step of the loan process from pre-qualification to fast funding and closing. With a focus on transparency and service, they aim to provide peace of mind to their clients, ensuring a smooth and hassle-free journey towards securing their dream home or optimizing their current mortgage. Their commitment to affordable rates and dedicated support makes them a valuable partner in the home financing landscape.