About Amerihome Mortgage
AmeriHome Mortgage positions itself as a customer-centric direct lender focused on providing tailored home financing solutions. They emphasize transparency with no hidden fees and a commitment to helping borrowers make confident mortgage decisions. Their approach centers on offering a "better home loan" experience through dedicated loan officers and clear communication at every stage.
The company offers a diverse portfolio of home loan products, including conventional, FHA, VA, and Jumbo loans, alongside specialized options like DSCR loans for investors and Non-QM programs for self-employed or asset-rich borrowers. They also highlight second lien mortgages as a tool for home improvements, debt consolidation, or other large expenses, allowing clients to leverage home equity with fixed rates.
AmeriHome provides digital conveniences such as free rate quotes, pre-qualifications, and potentially online account management, aimed at streamlining the loan process. Their "AmeriWallet Benefits" program encourages long-term client relationships by offering savings on future refinances or home purchases, underscoring their commitment to being a lifelong financial partner.
The company offers a diverse portfolio of home loan products, including conventional, FHA, VA, and Jumbo loans, alongside specialized options like DSCR loans for investors and Non-QM programs for self-employed or asset-rich borrowers. They also highlight second lien mortgages as a tool for home improvements, debt consolidation, or other large expenses, allowing clients to leverage home equity with fixed rates.
AmeriHome provides digital conveniences such as free rate quotes, pre-qualifications, and potentially online account management, aimed at streamlining the loan process. Their "AmeriWallet Benefits" program encourages long-term client relationships by offering savings on future refinances or home purchases, underscoring their commitment to being a lifelong financial partner.
Company Information
Lender Type: Direct Lender
Headquarters: Thousand Oaks, CA
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Real-Time Status Updates
Home Loan Products
Conventional Home Loans
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
3%
Min Down Payment
95%
Max LTV
680
Min Credit Score
FHA Home Loans
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
FHA 203k
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
3.5%
Min Down Payment
97.75%
Max LTV
620
Min Credit Score
Jumbo Home Loans
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
VA Home Loans
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
0
620
Min Credit Score
DSCR Home Loans
Loan Types:
DSCRRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
Portfolio Expanded
Loan Types:
Non-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedRetiredInvestor
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed ProgramAsset Depletion ProgramBank Statement Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Second Lien Mortgage
Loan Types:
Second MortgageHome Equity LoanCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
80%
Max LTV
HomeReady® & Home Possible® Loans
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment AssistanceHomeReady ProgramHome Possible Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
3%
Min Down Payment
620
Min Credit Score
Portfolio Express
Loan Types:
PortfolioRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
85%
Max LTV
Contact Information
770 N Halsted St Ste 151
Chicago, IL 60642
US
Mailing Address:
Thousand Oaks, CA 91362-3888
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Business Information
Category: Mortgage Lender
Location: Chicago, IL
Status: Standard
Type: Direct Lender
Profile Views: 0
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