Amy Niles - Altitude Home Loans

Mortgage Lender serving Tucson, AZ

About Amy Niles - Altitude Home Loans

Amy Niles operates as a dedicated mortgage broker based out of Charlotte, NC, serving clients across North Carolina, South Carolina, and Florida. With a strong commitment to personalized service, Amy focuses on guiding homebuyers through the complex mortgage process, ensuring they understand all available options and make informed decisions. Her approach is rooted in clear communication and client education, aiming to simplify what can often be an overwhelming experience.

Amy Niles specializes in a wide array of home loan products, including conventional, FHA, VA, USDA, and jumbo loans. She is particularly adept at assisting first-time homebuyers with low or no down payment options, as well as providing support for veterans through VA loan programs. Beyond traditional purchases, Amy also facilitates refinance options, including cash-out refinances, and connects clients with down payment assistance and renovation loan solutions like FHA 203k.

Leveraging her expertise and a network of lending partners, Amy Niles strives to secure competitive rates and terms tailored to each borrower's unique financial situation. Her mission is to build lasting relationships with clients by delivering efficient, transparent, and responsive mortgage brokerage services, helping individuals and families achieve their homeownership dreams.

Company Information

Lender Type: Mortgage Broker
Headquarters: Charlotte, NC

Licensed In

NCSCFL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application

Home Loan Products

Fixed Rate Mortgage Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years

Adjustable Rate Mortgage (ARM) Programs

Loan Types:
ConventionalFHAVAJumboRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
30 years

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
680
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
580
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
580
Min Credit Score

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
No PMI ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
620
Min Credit Score

Down Payment Assistance & Renovation Loans

Loan Types:
ConventionalFHARefinanceConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceRenovation LoanFHA 203k

Contact Information

4031 E Sunrise Dr
Tucson, AZ 85718
US

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Business Information

Category: Mortgage Lender
Location: Tucson, AZ
Status: Standard
Type: Mortgage Broker
NMLS ID: NMLS #114258
Profile Views: 14

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