Andre Moser- Discovery Mortgage LLC NMLS ID 99104

Mortgage Broker serving Matthews, NC

About Andre Moser- Discovery Mortgage LLC NMLS ID 99104

Discovery Mortgage LLC is a dedicated mortgage broker based in North Carolina, proudly serving the communities of Charlotte, Raleigh, and Winston-Salem. With a focus on simplifying the complex lending process, they offer a comprehensive suite of loan solutions tailored to a wide range of needs, from first-time homebuyers to seasoned investors.

The company distinguishes itself by providing personalized guidance and a diverse portfolio of products, including Conventional, FHA, VA, USDA, Jumbo, Reverse, Non-QM, and Bridge Loans. They also specialize in niche areas such as investor loans, fix & flip financing, new construction, renovation, and down payment assistance programs, striving to make homeownership dreams a reality for various financial situations.

Committed to exceptional customer service and transparent communication, Discovery Mortgage LLC leverages digital tools like the Loanzify App, online calculators, and pre-qualification tools to enhance the borrower experience. They boast a track record of $150 million in loans funded and a 97% customer satisfaction rate, reflecting their dedication to client success and efficient loan processing.

Company Information

Lender Type: Mortgage Broker
Total Loans Originated: $150 M in loans funded to date

Licensed In

NC

Digital Capabilities

Online Application
Mobile App
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Real-Time Status Updates

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
100%
Max LTV

FHA Home Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment ProgramFirst-Time HomebuyerDown Payment Assistance
3.5%
Min Down Payment

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Credit Tiers:
Excellent (740+)

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Non-QM and Investor Programs

Loan Types:
Non-QMBank StatementAsset DepletionDSCRHard MoneyBridge
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Investment PropertySingle-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program

Construction and Renovation Loans

Loan Types:
ConstructionReverse MortgageFHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Renovation LoanFHA 203k

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired

Contact Information

624 Matthews-Mint Hill Rd #212
Matthews, NC 28227
US
Mailing Address:
624 Matthews-Mint Hill Rd. Suite 212

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Business Information

Category: Mortgage Broker
Location: Matthews, NC
Status: Standard
Type: Mortgage Broker
NMLS ID: 2472960
Loans Originated: $150 M in loans funded to date
Profile Views: 5

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