Ark Mortgage

Mortgage Lender serving Brooklyn, NY

About Ark Mortgage

Ark Mortgage Inc., established as a licensed mortgage banker (NMLS# 103915), serves clients by providing tailored home financing solutions. The firm positions itself as a partner in major financial decisions, guiding borrowers to choose loans that align with their long-term financial goals rather than just focusing on interest rates. They emphasize a personalized advisory approach, aiming to secure their clients' financial futures.

The lender offers a comprehensive suite of residential mortgage products, including traditional fixed and adjustable-rate mortgages, jumbo loans for higher value properties, and various refinancing options like cash-out and renovation refinances. Ark Mortgage Inc. demonstrates a particular specialization in catering to a diverse borrower base, featuring innovative Alt-Doc loans for self-employed individuals and business owners requiring alternative income verification methods, as well as Investor's DSCR loans for residential real estate investors, simplifying the process by focusing on rental income.

Operating across multiple states including New York, New Jersey, Florida, and California, Ark Mortgage Inc. combines a broad service reach with a commitment to customer support. Their digital tools, such as various mortgage calculators, aid borrowers in understanding financial implications. With a focus on accessibility and strategic financial planning, Ark Mortgage strives to make homeownership and real estate investment achievable for a wide range of clients.

Company Information

Lender Type: Direct Lender
Headquarters: New York, NY

Licensed In

AZCACOCTFLNJNYPATX

Certifications & Credentials

Equal Housing LenderFHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Jumbo Loan Program

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Refinance Loan Programs

Loan Types:
RefinanceCash-Out RefinanceConventionalFHAVAUSDAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Renovation Loan

Second Lien Mortgages

Loan Types:
Second MortgageHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence

Alt-Doc Loan

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 ContractorW-2 Employee
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed ProgramBank Statement Program

Investor's DSCR Loan

Loan Types:
DSCRRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
80%
Max LTV
640
Min Credit Score

Government-Backed Loans (FHA, VA, USDA)

Loan Types:
FHAVAUSDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation

Contact Information

333 Rutledge St #202
Brooklyn, NY 11211
US
Mailing Address:
750 Lexington Ave. Suite 2010, New York, New York 10022

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Brooklyn, NY
Status: Standard
Type: Direct Lender
NMLS ID: 103915
Profile Views: 0

Advertisement Space