ASM Lending

Kalnesa, led by Andres San Martin, operates as a comprehensive real estate and mortgage brokerage primarily serving Southern California residents. With over two decades of experience in both real estate sales and home financing, the company positions itself as a dual expert guiding clients through the entire process of buying, selling, and financing homes.

As a mortgage broker, Kalnesa offers access to competitive wholesale rates, specializing in home purchase loans, including tailored support for first-time homebuyers. The firm also provides solutions for existing homeowners, prominently featuring Home Equity Lines of Credit (HELOCs) to assist with home improvements or unexpected financial needs. Their service philosophy emphasizes a client-first approach, ensuring honesty, respect, and advocacy throughout the transaction.

Kalnesa distinguishes itself through its commitment to clear communication and continued support even after closing, fostering long-term client relationships. The positive testimonials from clients highlight their patience, professionalism, and dedication to exceeding expectations, making them a trusted partner for residential real estate and financing in their service area.