Axxess Funding

Mortgage Broker serving Arcadia, CA

About Axxess Funding

Axxess Funding is a dedicated direct mortgage lender based in California, offering a comprehensive suite of home and commercial loan solutions. Since its inception, the company has focused on simplifying the complex lending process for diverse borrowers across the state. They pride themselves on providing tailored financial products ranging from traditional mortgages to more specialized, non-qualified options.

The lender distinguishes itself by catering to a wide array of borrower needs, including self-employed individuals through bank statement loans, foreign nationals seeking property financing, and investors looking to expand their portfolios without property limits. Axxess Funding also actively supports first-time homebuyers and veterans with low down payment and assistance programs, demonstrating a commitment to accessible homeownership.

Utilizing a client-centric approach, Axxess Funding combines personalized service with convenient digital tools like an online mortgage calculator and application forms. Their expertise extends to government-backed FHA and VA loans, as well as jumbo and commercial real estate financing, ensuring a broad spectrum of options for both residential and investment clients within California.

Company Information

Lender Type: Direct Lender

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedDRE Licensed

Digital Capabilities

Online Application
Rate Calculator
Online Account Management

Home Loan Products

Conventional Low Down Payment

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
3%
Min Down Payment

Conventional No PMI

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
No PMI Program
5%
Min Down Payment
90%
Max LTV

Conventional Multi-Unit

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Multi-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
15%
Min Down Payment
620
Min Credit Score

CALHFA & GSFA Platinum DPA

Loan Types:
ConventionalFHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Down Payment Assistance
5.5%
Min Down Payment

Conventional Second Home Loan

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Second Home
10%
Min Down Payment

Conventional Investment Property Loan

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
15%
Min Down Payment

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Poor (580-619)Bad (<580)
0
500
Min Credit Score

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program

FHA 203K Purchase and Renovate

Loan Types:
FHAConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan

FHA Streamline Refinance

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Income Verification:
No Income Verification

Jumbo Loan Programs

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Credit Tiers:
Excellent (740+)
15%
Min Down Payment
85%
Max LTV
720
Min Credit Score

Self-Employed Bank Statement Loan

Loan Types:
PortfolioNon-QMBank Statement
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Foreign National Loan Program

Loan Types:
PortfolioNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Investor
Special Programs:
Foreign National ProgramNon-Resident Alien Program
30%
Min Down Payment

Portfolio Investment Property Loan

Loan Types:
PortfolioNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor

Reverse Mortgage Loans

Loan Types:
Reverse MortgageRefinanceConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired

Commercial Loan Products

Hard Money & Fix and Flip Loans

Loan Types:
Hard Money LoanBridge Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse

Commercial Apartment Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)

Contact Information

Fax: 626.360.0334

Professional Licenses

NMLS ID: 1774737
440 E Huntington Dr # 300
Arcadia, CA 91106
US

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Business Information

Category: Mortgage Broker
Location: Arcadia, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1774737
Profile Views: 7

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