BHI FUNDING

Mortgage Broker serving Houston, TX

About BHI FUNDING

BHI Funding offers a comprehensive suite of digital mortgage solutions, making the home loan process efficient and customer-centric. They provide a wide array of products designed to meet specific needs, emphasizing quality service and individualized attention.

The lender distinguishes itself with its innovative "Digital Mortgage" platform, allowing clients to submit secure online applications, upload documents digitally, and even complete virtual closings from their home, computer, or smartphone. This commitment to technology is complemented by tools like mortgage calculators and a clear loan process guide to empower borrowers.

BHI Funding provides various home loan programs, including Fixed Rate, Adjustable Rate (ARM), FHA, VA, Interest Only, Reverse Mortgages, and Graduated Payment Mortgages. They also offer resources to help borrowers understand crucial factors like FICO credit scores, LTV, and debt-to-income ratios, ensuring a well-informed and stress-free path to homeownership.

Company Information

Lender Type: Direct Lender

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload
Digital Closing
Rate Calculator

Home Loan Products

Fixed Rate Mortgages

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

Adjustable Rate Mortgages (ARM)

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Poor (580-619)
3.5%
Min Down Payment
100%
Max LTV
580
Min Credit Score

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

HARP 2.0 Refinance

Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

Interest Only Mortgages

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

Reverse Mortgages

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
RetiredW-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

Graduated Payment Mortgages

Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

Balloon Mortgages

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score

Contact Information

2626 S Loop W #232
Houston, TX 77054
US

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Business Information

Category: Mortgage Broker
Location: Houston, TX
Status: Standard
Type: Direct Lender
Profile Views: 14

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