Bonneville Financial Services
Mortgage Broker serving Salt Lake City, UT
About Bonneville Financial Services
Bonneville Financial Services positions itself as a dedicated mortgage advocate, aiming to simplify the home buying and refinancing process for its clients. They emphasize personalized guidance, helping borrowers navigate various loan options and financial considerations to find the best fit for their budget.
The lender offers a diverse portfolio of home loan products, including popular conventional, FHA, and VA loans, alongside niche offerings such as Jumbo, Bank Statement, and even No Doc programs for investment properties. They demonstrate flexibility with various down payment options and cater to a wide range of credit profiles, with a particular focus on first-time homebuyers and veterans.
Committed to client education, Bonneville Financial Services provides resources on crucial topics like debt-to-income ratios and credit score building. Their approach combines in-depth industry knowledge with a commitment to competitive rates and tailored solutions, as highlighted by their recognition in publications like Top Agent Magazine.
The lender offers a diverse portfolio of home loan products, including popular conventional, FHA, and VA loans, alongside niche offerings such as Jumbo, Bank Statement, and even No Doc programs for investment properties. They demonstrate flexibility with various down payment options and cater to a wide range of credit profiles, with a particular focus on first-time homebuyers and veterans.
Committed to client education, Bonneville Financial Services provides resources on crucial topics like debt-to-income ratios and credit score building. Their approach combines in-depth industry knowledge with a commitment to competitive rates and tailored solutions, as highlighted by their recognition in publications like Top Agent Magazine.
Company Information
Lender Type: Direct Lender
Certifications & Credentials
FHA ApprovedVA Approved
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
1%
Min Down Payment
99%
Max LTV
620
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
580
Min Credit Score
Jumbo Loan Program
Loan Types:
JumboBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationBank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
85%
Max LTV
600
Min Credit Score
Investment Property Loan (No Income/No Reserve)
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Available Terms:
10 years15 years20 years25 years30 years
75%
Max LTV
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
0
100%
Max LTV
Construction and Manufactured Home Loans
Loan Types:
ConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Contact Information
339 E 3900 S #100
Salt Lake City, UT 84107
US
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Business Information
Category: Mortgage Broker
Location: Salt Lake City, UT
Status: Standard
Type: Direct Lender
Profile Views: 2
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