Bridgepoint Funding Inc.

Bridgepoint Funding, operating since 2006, positions itself as a local mortgage expert in the Bay Area, serving clients across the entire state of California. The company prides itself on strong communication and accessibility, guiding both first-time homebuyers and experienced real estate investors through the mortgage process. They focus on understanding individual client goals, whether for purchasing, refinancing, or building equity.

The broker distinguishes itself through its expertise in a variety of home loan programs, including conventional, FHA, and VA loans, with a particular emphasis on strategies for avoiding Private Mortgage Insurance (PMI), such as the 80/10/10 piggyback loan. They also provide guidance for unique borrower situations, including self-employed individuals and those with remote jobs, ensuring that sufficient income and manageable debt are key factors for qualification.

Committed to client success, Bridgepoint Funding offers a streamlined online questionnaire for initial discussions and emphasizes its experienced team of loan officers and processors. Their service philosophy centers on educating borrowers about their financing options and providing pre-approval letters to enhance their standing in the competitive California real estate market.