Brightline Mortgage LLC

Mortgage Broker serving Cary, NC

About Brightline Mortgage LLC

Brightline Mortgage LLC is a dedicated mortgage lender based in Cary, North Carolina, committed to providing exceptional customer service and expert guidance throughout the residential lending process. The company emphasizes a people-first approach, leveraging its expertise to help borrowers secure the right financing for their home purchase or refinance needs.

Brightline Mortgage LLC offers a diverse portfolio of loan programs, including Conventional, FHA, VA, USDA, Foreign National, Non-QM, and various Refinance options like Cash-Out and Home Equity Loans. They cater to a wide range of clients, from first-time homebuyers to self-employed individuals and foreign nationals, adapting their process to individual circumstances and credit profiles.

The lender utilizes a streamlined online application process complemented by personal professional assistance. They prioritize clear communication, providing detailed Loan Estimates and guiding clients through every step, from pre-qualification to closing, demonstrating flexibility in underwriting to accommodate diverse financial situations.

Company Information

Lender Type: Direct Lender
Headquarters: Cary, NC

Licensed In

NC

Certifications & Credentials

NMLS Licensed

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

USDA Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

Foreign National Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Foreign National Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

Non-QM Loan Program

Loan Types:
Non-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Bank Statement ProgramAsset Depletion ProgramSelf-Employed Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Refinance & Home Equity Loan Programs

Loan Types:
RefinanceCash-Out RefinanceHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationBank StatementAsset Depletion
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

Commercial Loan Products

Commercial Loan Programs

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

1200 SE Maynard Rd # 102
Cary, NC 27511
US
Mailing Address:
1200 SE Maynard Road, 102 Cary, NC 27511

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Cary, NC
Status: Standard
Type: Direct Lender
NMLS ID: 2244145
Profile Views: 27

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