About Caliber Home Loans Miami
Todd LaPenta serves as a dedicated Sales Manager with New American Funding, bringing over three decades of mortgage banking expertise to assist clients in achieving homeownership. Operating under the umbrella of New American Funding, a well-regarded direct lender, Mr. LaPenta leverages the company's robust platform and extensive product offerings, supported by high customer satisfaction ratings.
New American Funding distinguishes itself through a diverse array of loan products tailored to unique client needs, including the 'Pathway to HomeOwnership' initiative which provides vital down payment assistance for first-time homebuyers. The innovative 'NAF Cash' program empowers borrowers to make competitive, non-contingent cash offers, streamlining the home buying process. Furthermore, the 'NAF Connect' platform offers real estate professionals enhanced collaboration tools and real-time transaction updates, underscoring the company's commitment to digital efficiency.
A core part of New American Funding's mission is its dedication to serving underserved communities, notably through its 'Latino Focus' initiative. This program is designed to address financial challenges faced by Latino consumers, aiming to boost homeownership rates and foster generational wealth through education and awareness. This commitment is evidenced by their goal to provide significant lending volume to the Latino community.
New American Funding distinguishes itself through a diverse array of loan products tailored to unique client needs, including the 'Pathway to HomeOwnership' initiative which provides vital down payment assistance for first-time homebuyers. The innovative 'NAF Cash' program empowers borrowers to make competitive, non-contingent cash offers, streamlining the home buying process. Furthermore, the 'NAF Connect' platform offers real estate professionals enhanced collaboration tools and real-time transaction updates, underscoring the company's commitment to digital efficiency.
A core part of New American Funding's mission is its dedication to serving underserved communities, notably through its 'Latino Focus' initiative. This program is designed to address financial challenges faced by Latino consumers, aiming to boost homeownership rates and foster generational wealth through education and awareness. This commitment is evidenced by their goal to provide significant lending volume to the Latino community.
Company Information
Lender Type: Direct Lender
Headquarters: West Palm Beach, FL
Licensed In
ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY
Digital Capabilities
Pre-Qualification Tool
Rate Calculator
Online Account Management
Real-Time Status Updates
E-Signature
Digital Document Upload
Home Loan Products
30-Year Fixed Rate Mortgage
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
30 years
Cash-Out Refinance
Loan Types:
Cash-Out RefinanceRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Buydown Loan Program
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Pathway to HomeOwnership Initiative
Loan Types:
ConventionalFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerDown Payment AssistanceLow Down Payment Program
NAF Cash Program
Loan Types:
Bridge
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Self-Employed Loan Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)
Investment Property Mortgage
Loan Types:
ConventionalDSCRPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
Full DocumentationBank Statement
Latino Focus Homeownership Program
Loan Types:
FHAConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Contact Information
1688 Meridian Ave #726
Miami Beach, FL 33139
US
Mailing Address:
2240 Palm Beach Lakes Blvd, Ste 400(H) West Palm Beach, FL 33409
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Business Information
Category: Mortgage Lender
Location: Miami Beach, FL
Status: Standard
Type: Direct Lender
NMLS ID: 472119
Profile Views: 18
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