Cambria Mortgage Joe Metzler Team

Cambria Mortgage, The Joe Metzler Team, is a highly regarded licensed mortgage broker based in Saint Paul, MN, serving clients across Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida. Established in 1998, the team, led by Joe Metzler, distinguishes itself by offering personalized, expert guidance in the home loan process, contrasting sharply with impersonal online lenders and banks. Their dedication to client satisfaction is underscored by a 98% overall recommendation rating and numerous industry accolades, including being named 2024 Mortgage Broker of the Year by the National Association of Mortgage Brokers.

The team provides a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, and jumbo loans, alongside specialized offerings for first-time homebuyers, self-employed individuals, doctors, and those seeking renovation or construction financing. They also handle cash-out and other refinance options, including Non-QM and DSCR loans for investors. With over 50 years of combined industry experience, the Metzler team prides itself on securing competitive rates and ensuring a smooth, hassle-free experience for every client.

Embracing modern technology, Cambria Mortgage offers a streamlined digital application process via their website and mobile app, featuring secure document upload, e-signatures, and real-time loan status updates. This technological convenience is paired with accessible, personalized service, as the team is available evenings and weekends, ensuring continuous support throughout the mortgage journey. Their commitment is to empower borrowers with clear information and tailored solutions, making homeownership dreams a reality.