About CambridgeHomeLoan.com
CambridgeHomeLoan, headquartered in Tampa, Florida, has been a leading private real estate lender since its founding in 1998. Serving investors nationwide, the company offers an experienced team and innovative loan programs designed for a wide range of real estate ventures, from individual homebuyers to large-scale developers.
The lender primarily specializes in providing fast, asset-based funding, including hard money loans for fix-and-flip projects, short-term investments, and property acquisitions. Additionally, CambridgeHomeLoan caters to traditional homebuyers with residential loan options such as VA loans for veterans and FHA loans with low down payment requirements. For those focused on long-term income generation, their DSCR loans provide flexible financing for cash-flowing properties, encompassing single-family homes and multi-family units, alongside tailored construction loans for ground-up development.
CambridgeHomeLoan distinguishes itself through its commitment to competitive rates, rapid turnaround times, and flexible financing terms that align with diverse client needs. Their streamlined processes aim to provide a hassle-free experience, building trust through reliability and a deep understanding of the complex real estate market. They support real estate investors, homebuyers, and developers in expanding their portfolios and achieving their financial goals.
The lender primarily specializes in providing fast, asset-based funding, including hard money loans for fix-and-flip projects, short-term investments, and property acquisitions. Additionally, CambridgeHomeLoan caters to traditional homebuyers with residential loan options such as VA loans for veterans and FHA loans with low down payment requirements. For those focused on long-term income generation, their DSCR loans provide flexible financing for cash-flowing properties, encompassing single-family homes and multi-family units, alongside tailored construction loans for ground-up development.
CambridgeHomeLoan distinguishes itself through its commitment to competitive rates, rapid turnaround times, and flexible financing terms that align with diverse client needs. Their streamlined processes aim to provide a hassle-free experience, building trust through reliability and a deep understanding of the complex real estate market. They support real estate investors, homebuyers, and developers in expanding their portfolios and achieving their financial goals.
Company Information
Founded: 1998
Lender Type: Private Money Lender
Headquarters: Tampa, FL
Licensed In
ALL
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Pre-Qualification Tool
Home Loan Products
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
580
Min Credit Score
VA Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
Conventional Home Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
USDA Home Loan
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
0
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Refinance & Cash-Out Refinance
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Non-QM / Bank Statement Loans
Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program
DSCR Loan (Residential Investment)
Loan Types:
DSCRRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program
85%
Max LTV
Commercial Loan Products
Fix & Flip Loan
Loan Types:
Hard Money LoanBridge LoanCommercial Construction
Property Types:
Multifamily (5+ units)
Industry Focus:
Real Estate Investors
Fix To Rent Loan
Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)
Industry Focus:
Real Estate Investors
DSCR Loan (Commercial Multifamily)
Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)
Industry Focus:
Real Estate Investors
Multifamily Financing
Loan Types:
Conventional CRECommercial ConstructionCommercial Refinance
Property Types:
Multifamily (5+ units)Mixed-Use
Industry Focus:
Real Estate Investors
Commercial Construction Loans
Loan Types:
Commercial Construction
Property Types:
Multifamily (5+ units)Self-StorageIndustrial/Warehouse
Industry Focus:
DevelopersBuilders
Commercial Real Estate Loan Programs
Loan Types:
Conventional CRECommercial RefinanceBusiness Acquisition
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use
Commercial Bridge Loans
Loan Types:
Bridge Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use
Agency/Stabilized CRE Loans
Loan Types:
SBA 7(a)SBA 504Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitality
Contact Information
4830 W Kennedy Blvd Suite 600
Tampa, FL 33609
US
Mailing Address:
4830 West Kennedy Blvd. Suite 600-A, Tampa, Florida 33609
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Business Information
Category: Mortgage Broker
Location: Tampa, FL
Status: Standard
Founded: 1998
Type: Private Money Lender
NMLS ID: 1826020
Profile Views: 0
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