CambridgeHomeLoan.com

Mortgage Broker serving Tampa, FL

About CambridgeHomeLoan.com

CambridgeHomeLoan, headquartered in Tampa, Florida, has been a leading private real estate lender since its founding in 1998. Serving investors nationwide, the company offers an experienced team and innovative loan programs designed for a wide range of real estate ventures, from individual homebuyers to large-scale developers.

The lender primarily specializes in providing fast, asset-based funding, including hard money loans for fix-and-flip projects, short-term investments, and property acquisitions. Additionally, CambridgeHomeLoan caters to traditional homebuyers with residential loan options such as VA loans for veterans and FHA loans with low down payment requirements. For those focused on long-term income generation, their DSCR loans provide flexible financing for cash-flowing properties, encompassing single-family homes and multi-family units, alongside tailored construction loans for ground-up development.

CambridgeHomeLoan distinguishes itself through its commitment to competitive rates, rapid turnaround times, and flexible financing terms that align with diverse client needs. Their streamlined processes aim to provide a hassle-free experience, building trust through reliability and a deep understanding of the complex real estate market. They support real estate investors, homebuyers, and developers in expanding their portfolios and achieving their financial goals.

Company Information

Founded: 1998
Lender Type: Private Money Lender
Headquarters: Tampa, FL

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
580
Min Credit Score

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

Conventional Home Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

USDA Home Loan

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
0

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Refinance & Cash-Out Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Non-QM / Bank Statement Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program

DSCR Loan (Residential Investment)

Loan Types:
DSCRRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program
85%
Max LTV

Commercial Loan Products

Fix & Flip Loan

Loan Types:
Hard Money LoanBridge LoanCommercial Construction
Property Types:
Multifamily (5+ units)
Industry Focus:
Real Estate Investors

Fix To Rent Loan

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)
Industry Focus:
Real Estate Investors

DSCR Loan (Commercial Multifamily)

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)
Industry Focus:
Real Estate Investors

Multifamily Financing

Loan Types:
Conventional CRECommercial ConstructionCommercial Refinance
Property Types:
Multifamily (5+ units)Mixed-Use
Industry Focus:
Real Estate Investors

Commercial Construction Loans

Loan Types:
Commercial Construction
Property Types:
Multifamily (5+ units)Self-StorageIndustrial/Warehouse
Industry Focus:
DevelopersBuilders

Commercial Real Estate Loan Programs

Loan Types:
Conventional CRECommercial RefinanceBusiness Acquisition
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use

Commercial Bridge Loans

Loan Types:
Bridge Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use

Agency/Stabilized CRE Loans

Loan Types:
SBA 7(a)SBA 504Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitality

Contact Information

4830 W Kennedy Blvd Suite 600
Tampa, FL 33609
US
Mailing Address:
4830 West Kennedy Blvd. Suite 600-A, Tampa, Florida 33609

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Business Information

Category: Mortgage Broker
Location: Tampa, FL
Status: Standard
Founded: 1998
Type: Private Money Lender
NMLS ID: 1826020
Profile Views: 0

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