Chris Randall: Licensed Realtor & Mortgage Broker
Mortgage Lender serving Mesa, AZ
About Chris Randall: Licensed Realtor & Mortgage Broker
Only Home Loans, established in 2005, operates as a dedicated mortgage broker based in Orange County, California, serving clients across the state. The company distinguishes itself by partnering with a diverse network of lenders, enabling them to offer a wide array of mortgage options tailored to individual borrower needs.
Their comprehensive suite of home loan products includes Conventional, FHA, VA, Jumbo, and specialized Non-QM loans such as Bank Statement, Asset Depletion, and DSCR programs. This extensive portfolio allows Only Home Loans to cater to a broad spectrum of borrowers, from first-time homebuyers seeking low down payment solutions to self-employed individuals and real estate investors looking for flexible financing.
Only Home Loans emphasizes a personalized approach, leveraging their expertise to navigate the complexities of the mortgage market and secure competitive rates. They integrate modern digital capabilities like online applications, secure document upload, and real-time loan status tracking to enhance the customer experience, combining efficiency with their commitment to client satisfaction.
Their comprehensive suite of home loan products includes Conventional, FHA, VA, Jumbo, and specialized Non-QM loans such as Bank Statement, Asset Depletion, and DSCR programs. This extensive portfolio allows Only Home Loans to cater to a broad spectrum of borrowers, from first-time homebuyers seeking low down payment solutions to self-employed individuals and real estate investors looking for flexible financing.
Only Home Loans emphasizes a personalized approach, leveraging their expertise to navigate the complexities of the mortgage market and secure competitive rates. They integrate modern digital capabilities like online applications, secure document upload, and real-time loan status tracking to enhance the customer experience, combining efficiency with their commitment to client satisfaction.
Company Information
Founded: 2005
Lender Type: Mortgage Broker
Headquarters: Orange, CA
Licensed In
CA
Digital Capabilities
Online Application
Digital Document Upload
E-Signature
Real-Time Status Updates
Rate Calculator
Home Loan Products
Conventional Loan Programs
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score
FHA Loan Programs
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score
VA Loan Programs
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Credit Tiers:
Fair (620-679)Good (680-739)
0
620
Min Credit Score
Jumbo Loan Programs
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
700
Min Credit Score
Non-QM Loan Programs
Loan Types:
Non-QMBank StatementAsset DepletionDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Bank StatementAsset DepletionStated Income
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Fair (620-679)Good (680-739)Poor (580-619)
600
Min Credit Score
HELOC & Home Equity Loans
Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Construction Loans
Loan Types:
Construction
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Contact Information
4320 E Brown Rd
Mesa, AZ 85205
US
Mailing Address:
123 Main St, Suite 100, Orange, CA 92868
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: Mesa, AZ
Status: Standard
Founded: 2005
Type: Mortgage Broker
NMLS ID: 123456
Profile Views: 0
Advertisement Space