Coffee Mortgages

Mortgage Broker serving Greenwood Village, CO

About Coffee Mortgages

Coffee Mortgages is a direct mortgage lender based in Denver, Colorado, committed to simplifying the home loan process for clients across the state. They pride themselves on offering a direct lending model, which eliminates intermediaries and allows them to provide competitive rates, lower fees, and faster closings for borrowers.

The company specializes in a diverse range of home financing options, including Conventional, FHA, VA, and Jumbo loans. They are particularly adept at assisting first-time homebuyers and also offer unique solutions like Bank Statement Loans for self-employed entrepreneurs seeking flexible income verification. Additionally, Coffee Mortgages provides access to Colorado Housing and Financing Authority (CHFA) programs for down payment assistance.

With a focus on transparent communication and expert guidance, Coffee Mortgages aims to empower clients to make informed decisions. They provide a streamlined online application and document upload system, ensuring a convenient and efficient experience from initial consultation through closing, ensuring a simple blend of quality options and outstanding service.

Company Information

Lender Type: Direct Lender
Headquarters: Greenwood Village, CO

Licensed In

CO

Digital Capabilities

Online Application
Digital Document Upload

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time HomebuyerDown Payment AssistanceNo PMI Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

Bank Statement Loan Program

Loan Types:
Bank StatementNon-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
90%
Max LTV

CHFA Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

Contact Information

8400 E Prentice Ave Ste 800
Greenwood Village, CO 80111
US
Mailing Address:
5105 DTC Parkway Suite 310 Greenwood Village, CO 80111

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Business Information

Category: Mortgage Broker
Location: Greenwood Village, CO
Status: Standard
Type: Direct Lender
NMLS ID: 1708143
Profile Views: 0

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