Community Mortgage Group Inc

Mortgage Lender serving Owings Mills, MD

About Community Mortgage Group Inc

Community Mortgage Group, operating as Mortgage Equity Partners d/b/a Community Mortgage Group of DC, has been a dedicated direct lender providing expert mortgage advice and exceptional customer service since 2006. With a focus on putting the client first, CMG strives to lead borrowers home by adapting its programs and processes to meet evolving market needs, particularly in competitive housing environments.

The group distinguishes itself through an array of innovative and borrower-centric programs designed to enhance competitiveness in seller's markets. These include their "Cash Ready Plus Buyer" program, offering fully underwritten loan commitments for a cash-like offer advantage, and the "Instant Equity/Bridge Loan" program, providing quick access to home equity for new home down payments. CMG also offers expedited services like "Fast Track Underwriting" with a guaranteed 24-hour turnaround for complete files.

Serving a broad multi-state area including Maryland, Virginia, Florida, Washington D.C., and many other states across the US, Community Mortgage Group combines personalized service with specialized lending solutions. Their commitment extends to offering lender credits for first responders and healthcare workers, underscoring their community-focused approach and dedication to making homeownership more accessible.

Company Information

Founded: 2006
Lender Type: Direct Lender

Licensed In

ALCACOCTDEFLGAKYMEMDMANHNJNCPARISCTNTXVTVAWADC

Digital Capabilities

Online Application
Mobile App
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Adjustable-Rate Mortgage (ARM)

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Fixed-Rate Mortgage

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Down Payment Assistance Programs

Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time HomebuyerLow Down Payment Program

Federal Programs (FHA/VA/USDA)

Loan Types:
FHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerVeteran ProgramFHA 203k

Foreign National Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program

HELOCs & Home Equity Loans

Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Non-QM Loans

Loan Types:
Non-QMBank StatementAsset Depletion
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Bank Statement ProgramAsset Depletion ProgramSelf-Employed Program

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Renovation Loans

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Construction Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

First Responders & Healthcare Worker Program

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First Responder ProgramVeteran ProgramNurse/Healthcare Worker ProgramPhysician Loan

Bridge Loan / Instant Equity Program

Loan Types:
Bridge
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoManufactured/Mobile Home
Occupancy Types:
Primary Residence

Contact Information

4 Park Center Ct # 200
Owings Mills, MD 21117
US

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Business Information

Category: Mortgage Lender
Location: Owings Mills, MD
Status: Standard
Founded: 2006
Type: Direct Lender
NMLS ID: 1936
Profile Views: 0

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