About Country Club Mortgage
Stephen Scott Rose Dba Country Club Home Loans, based in Visalia, California, is a dedicated mortgage provider specializing in residential lending. Led by President Steve Rose, the company is committed to delivering quality customer service and prioritizing the needs of the individuals they serve in the home financing process.
The lender offers a comprehensive suite of loan programs designed to meet diverse borrower needs, including Conventional, FHA, VA, Jumbo, and DSCR loans, as well as specialized 0% down purchase and down payment assistance programs. Their expertise extends to both purchase and refinance transactions, ensuring clients can find the right financing solution.
Country Club Home Loans leverages modern digital capabilities, including online applications, secure document uploads, and mortgage calculators, to streamline the lending experience. They also embrace advancements in AI to provide faster approvals and enhanced insights, aiming to combine efficiency with personalized service for every client.
The lender offers a comprehensive suite of loan programs designed to meet diverse borrower needs, including Conventional, FHA, VA, Jumbo, and DSCR loans, as well as specialized 0% down purchase and down payment assistance programs. Their expertise extends to both purchase and refinance transactions, ensuring clients can find the right financing solution.
Country Club Home Loans leverages modern digital capabilities, including online applications, secure document uploads, and mortgage calculators, to streamline the lending experience. They also embrace advancements in AI to provide faster approvals and enhanced insights, aiming to combine efficiency with personalized service for every client.
Company Information
Lender Type: Direct Lender
Headquarters: Visalia, CA
Licensed In
CA
Certifications & Credentials
CA DRE: 00947108
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Automated Underwriting
Real-Time Status Updates
AI Chatbot
Home Loan Products
0% Down Purchase Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
15 years30 years
0
Conventional Loans
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
DSCR Loans
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program
FHA Loans
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
15 years30 years
Jumbo Loans
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Down Payment Assistance Programs
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
0
Conventional Cash-Out Refinance
Loan Types:
ConventionalCash-Out RefinanceRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
90%
Max LTV
VA Loans
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
0
Contact Information
9499 N Fort Washington Rd #103
Fresno, CA 93704
US
Connect With Us
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: Fresno, CA
Status: Standard
Type: Direct Lender
NMLS ID: 2565139
Profile Views: 1
Advertisement Space