Cross State Funding Corporation
Mortgage Lender serving North Tonawanda, NY
About Cross State Funding Corporation
Cross State Funding simplifies the home buying process, leveraging over 40 years of mortgage industry expertise as a family-owned business. Based in Buffalo, New York, they are licensed in New York, Florida, and California, serving clients on both the East and West Coasts.
The company prides itself on offering personalized service and treating each client like family. Their cutting-edge digital pricing engine caters to rate and fee-conscious shoppers, and their loan eligibility tool matches clients with the ideal lender, even with less-than-perfect credit.
With licensed loan originators available 24/7 via call or text, Cross State Funding aims to provide fast approvals and a transparent process. They work around the clock to match the dedication of real estate agents and deliver top-tier service to their clients, arranging loans through 3rd party lenders.
The company prides itself on offering personalized service and treating each client like family. Their cutting-edge digital pricing engine caters to rate and fee-conscious shoppers, and their loan eligibility tool matches clients with the ideal lender, even with less-than-perfect credit.
With licensed loan originators available 24/7 via call or text, Cross State Funding aims to provide fast approvals and a transparent process. They work around the clock to match the dedication of real estate agents and deliver top-tier service to their clients, arranging loans through 3rd party lenders.
Company Information
Lender Type: Mortgage Broker
Headquarters: Buffalo, NY
Licensed In
NYFLCA
Digital Capabilities
Online Application
Home Loan Products
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
102%
Max LTV
HomePath
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Jumbo
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Refinance
Loan Types:
RefinanceHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Contact Information
416 Oliver St
North Tonawanda, NY 14120
US
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Business Information
Category: Mortgage Lender
Location: North Tonawanda, NY
Status: Standard
Type: Mortgage Broker
Profile Views: 1
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