David Lerman - CalUnion Funding

Mortgage Broker serving North Hollywood, CA

About David Lerman - CalUnion Funding

CalUnion Funding Inc., based in North Hollywood, California, is a direct mortgage lender dedicated to guiding borrowers through the complex home loan process. The company prides itself on offering a diverse portfolio of loan programs, including conventional, government-backed (FHA, VA, USDA), jumbo, and a robust suite of Non-QM options like DSCR, Foreign National, and Bank Statement loans. They also specialize in Reverse Mortgages and Home Equity Loans.

CalUnion Funding emphasizes a personalized, case-by-case approach to lending, understanding that each applicant's financial situation is unique. Their process, from pre-qualification and detailed Loan Estimates to document processing and credit analysis, is designed to be transparent and supportive. They provide mortgage professionals to evaluate individual circumstances and recommend the most suitable programs, ensuring borrowers are well-informed.

Committed to client success, CalUnion Funding leverages digital tools for online applications and document submission, streamlining the mortgage experience. They cater to a broad range of credit profiles, directly serving borrowers with scores down to 620, demonstrating a dedication to helping a wide array of homebuyers achieve their goals.

Company Information

Lender Type: Direct Lender
Headquarters: North Hollywood, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

VA Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

USDA Loans

Loan Types:
USDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Jumbo Loans

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

DSCR Loans

Loan Types:
DSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Foreign National Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Foreign National Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Non-QM Loans

Loan Types:
Non-QMRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Bank Statement Loans

Loan Types:
Bank StatementNon-QMRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Reverse Mortgage Loans

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Home Equity Loan

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Contact Information

6400 Laurel Canyon Blvd
North Hollywood, CA 91606
US

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Business Information

Category: Mortgage Broker
Location: North Hollywood, CA
Status: Standard
Type: Direct Lender
Profile Views: 3

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