DCI Mortgage and Investment

Mortgage Lender serving Santa Clara, CA

About DCI Mortgage and Investment

DCI Mortgage and Investment positions itself as a dual-capability firm, operating as both a mortgage banker and a broker. This unique approach allows them to offer an expansive array of financing solutions for residential and commercial real estate, combining the broad selection typically found with a broker's network with the direct control and in-house funding capabilities of a mortgage banker. Their emphasis on providing diverse options and flexible terms aims to meet a wide range of borrower needs, from first-time homebuyers to seasoned real estate investors.

The company's expertise spans various loan types, including conventional, government-insured (FHA, VA, USDA), jumbo, non-QM, and private/hard money loans for residential clients. For commercial ventures, they facilitate conventional commercial real estate loans, agency multifamily financing (Fannie/Freddie), SBA programs, and life insurance company loans. DCI Mortgage highlights its commitment to personalized service and a strategic "mortgage planning" approach, advising clients on how their mortgage decisions intersect with broader financial goals.

Based in Santa Clara, CA, DCI Mortgage leverages decades of industry experience and established lender relationships to streamline the loan process for its clients. They aim to deliver competitive rates and convenience, ensuring borrowers have access to options that might be unavailable through traditional banking channels. With a focus on comprehensive solutions and a strong track record, DCI Mortgage and Investment seeks to be a trusted partner in achieving diverse real estate financing objectives.

Company Information

Lender Type: Mortgage Broker
Headquarters: Santa Clara, CA

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years

Non-QM Loan Programs

Loan Types:
Non-QMBank StatementDSCR
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedInvestor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program

Non-Conforming & Jumbo Loans

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Government Insured Loans (FHA, VA, USDA)

Loan Types:
FHAVAUSDAJumbo
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramVeteran Program
Available Terms:
15 years30 years

Residential Private & Bridge Loans

Loan Types:
BridgeHard MoneyPortfolio
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Residential Construction Loans

Loan Types:
Construction
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Commercial Loan Products

Conventional Commercial Real Estate Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Fannie Mae & Freddie Mac Multifamily Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)Multifamily (5+ units)

SBA Loan Programs

Loan Types:
SBA 7(a)SBA 504
Property Types:
OfficeRetailIndustrial/Warehouse

Life Insurance Company Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

85 Saratoga Ave Suite 212
Santa Clara, CA 95117
US
Mailing Address:
85 Saratoga Ave Suite 212 Santa Clara, CA 95051-7300

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Santa Clara, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 1

Advertisement Space

Other Mortgage Lenders in Santa Clara, CA