Denise Borgia

North Star Mortgage, a family-owned brokerage, has been providing tailored home financing solutions since 2001. With a strong presence in California, Nevada, Texas, and Florida, the company, led by Senior Loan Specialist Denise Borgia, prides itself on being a trusted advisor, guiding clients through the home loan process with a focus on education and personalized service.

The firm distinguishes itself by offering a comprehensive suite of mortgage products, including conventional, FHA, VA, USDA, and luxury jumbo loans, alongside options for HELOCs and reverse mortgages. They specialize in assisting first-time homebuyers with low down payment options, and are particularly dedicated to serving first responders and veterans, offering a unique 5% donation to a charity of the client's choice as a token of appreciation.

North Star Mortgage emphasizes transparency and customer value, proudly stating "no points and no lender fees for over twenty years." This commitment, combined with their expertise in challenging situations like low FICO scores and complex relocations, positions them as a client-centric brokerage aiming to match each borrower with the optimal mortgage solution for their long-term financial goals.