Diversified Home Mortgage Inc.

Diversified Home Mortgage is a comprehensive mortgage company based in Houston, Texas, specializing in a diverse portfolio of loan products. The company assists clients with both home purchases and refinancing, aiming to help them achieve homeownership or secure more favorable mortgage terms. Beyond traditional residential lending, Diversified Home Mortgage also extends its services to include private/hard money and commercial loans across all 50 states.

The lender distinguishes itself by offering a wide array of loan programs, including government-backed options like FHA, VA, and USDA loans, alongside conventional and jumbo mortgages. They are particularly noted for their niche offerings such as Down Payment Assistance, High Balance Loans, and specialized programs for investors, including hard money, private money, and bridge loans. A significant advantage for certain borrowers is their provision of bank statement programs, which allow for income verification without traditional tax returns, even extending to no income verification for investment properties.

Diversified Home Mortgage utilizes modern digital tools to streamline the loan process, including an online application and various mortgage calculators to assist borrowers. With a commitment to client needs and a broad spectrum of lending solutions, including those facilitated by their commercial sister company for small balance real estate properties, they aim to provide tailored financing options across various real estate sectors.