Dynamic Mortgage Co

Mortgage Lender serving Houston, TX

About Dynamic Mortgage Co

Mortgage Factory Inc., operating under the brand Mortgages Direct, has been a steadfast presence in the Houston mortgage market since its founding in 1992 by William Taylor. As a 100% owner-operated company, it prides itself on having successfully navigated various economic climates, demonstrating resilience and commitment to its clients through both financial crises and periods of growth. This long-standing history is complemented by an A+ rating from the Better Business Bureau, reflecting their dedication to maintaining high standards of quality and customer satisfaction.

The core philosophy of Mortgages Direct revolves around genuine client assistance, prioritizing kindness and building strong relationships. They distinguish themselves by offering extremely competitive rates, paired with what they describe as unsurpassed customer service, ensuring honest and accurate quotes without hidden surprises at closing. This transparent and supportive approach is particularly beneficial for individuals seeking purchase, refinance, or cash-out refinance options for single-family homes, townhouses, condos, or 2-4 unit multi-family properties, whether for primary residence, second home, or investment purposes.

With a focus on providing comprehensive home financing solutions, Mortgages Direct serves clients in Texas and Louisiana, offering a range of loan types including conventional, FHA, and VA loans. Their digital presence, including an online application and rate calculators, aims to streamline the loan process, making it more convenient for borrowers to secure a mortgage. The company's commitment to guiding customers through their homeownership journey from pre-qualification to closing reinforces its reputation as a reliable local lender.

Company Information

Founded: 1992
Lender Type: Direct Lender
Headquarters: Houston, TX

Licensed In

LATX

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Residential Mortgage Loans

Loan Types:
ConventionalFHAVARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Bad (<580)
80%
Max LTV

Contact Information

9555 W Sam Houston Pkwy S #410
Houston, TX 77099
US
Mailing Address:
2100 Tanglewilde 185 Houston TX 77063

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Business Information

Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Founded: 1992
Type: Direct Lender
NMLS ID: 75852
Profile Views: 18

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