About East Coast Mortgage
East Coast Mortgage & Financial Services is a dedicated provider of home financing solutions, distinguishing itself through exceptional customer service and a comprehensive array of loan options. They cater to a diverse clientele, from first-time homebuyers and veterans to those seeking refinancing or specialized non-QM and self-employed loan programs. The firm emphasizes helping clients maximize their buying power and achieve their homeownership goals.
The lender offers a wide selection of mortgage products, including Conventional, FHA, VA, USDA, and Jumbo loans, available with both fixed and adjustable interest rates. They also specialize in specific solutions like Reverse Mortgages for seniors seeking to convert home equity into cash, and HELOCs for homeowners looking to access their property's value. East Coast Mortgage & Financial Services is committed to guiding borrowers through the complexities of eligibility, ensuring they find the right loan to fit their unique financial needs and future plans.
With a focus on flexibility and stability, East Coast Mortgage & Financial Services aims to simplify the mortgage process. They pride themselves on evaluating individual factors such as credit score, income, and debt-to-income ratio to determine the best possible terms. Their commitment is to provide transparent options and support, whether clients are looking to lower monthly payments, shorten loan terms, or consolidate debt through refinancing.
The lender offers a wide selection of mortgage products, including Conventional, FHA, VA, USDA, and Jumbo loans, available with both fixed and adjustable interest rates. They also specialize in specific solutions like Reverse Mortgages for seniors seeking to convert home equity into cash, and HELOCs for homeowners looking to access their property's value. East Coast Mortgage & Financial Services is committed to guiding borrowers through the complexities of eligibility, ensuring they find the right loan to fit their unique financial needs and future plans.
With a focus on flexibility and stability, East Coast Mortgage & Financial Services aims to simplify the mortgage process. They pride themselves on evaluating individual factors such as credit score, income, and debt-to-income ratio to determine the best possible terms. Their commitment is to provide transparent options and support, whether clients are looking to lower monthly payments, shorten loan terms, or consolidate debt through refinancing.
Company Information
Lender Type: Direct Lender
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Home Loan Products
Conventional Home Loans
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
580
Min Credit Score
FHA Home Loans
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
FHA 203kLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
580
Min Credit Score
VA Home Loans
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
580
Min Credit Score
USDA Rural Development Loans
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
580
Min Credit Score
Jumbo Home Loans
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score
Non-QM & Self-Employed Loans
Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment PropertyMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 Contractor
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
580
Min Credit Score
Reverse Mortgage
Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
680
Min Credit Score
2-1 Buydown Program
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
680
Min Credit Score
Contact Information
2041 Fisher Arch
Virginia Beach, VA 23456
US
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Business Information
Category: Mortgage Broker
Location: Virginia Beach, VA
Status: Standard
Type: Direct Lender
Profile Views: 1
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