Equity Financial Mortgage

Mortgage Broker serving Sherman Oaks, CA

About Equity Financial Mortgage

Equity Financial Mortgage, based in Sherman Oaks, California, is a dedicated direct lender committed to providing exceptional customer service and expert guidance in the residential lending industry. With a focus on putting clients first, they leverage their comprehensive knowledge to offer a wide array of mortgage solutions tailored to individual needs.

The company distinguishes itself by offering a diverse portfolio of loan programs, including Conventional, FHA, VA, USDA, Foreign National, Non-QM, Refinance, and Reverse Mortgages. This broad offering enables them to assist a diverse range of borrowers, from first-time homebuyers to those with unique financial situations or investment property needs. They emphasize clear communication throughout the loan process, supported by online tools like application portals and calculators.

Equity Financial Mortgage prides itself on its thorough approach to the loan process, including pre-qualification, detailed loan estimates, and transparent communication regarding credit and documentation requirements. Their commitment extends to working with various credit profiles, aiming to help borrowers navigate the complexities of home financing and achieve their dream of homeownership or investment.

Company Information

Lender Type: Direct Lender
Headquarters: Sherman Oaks, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Home Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

FHA Home Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

VA Home Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

USDA Rural Development Loans

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

Foreign National Home Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full DocumentationBank Statement
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

Non-QM Loan Programs

Loan Types:
Non-QMBank StatementAsset DepletionDSCRInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion ProgramITIN Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Reverse Mortgage Loans

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

Home Equity Loan

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

Commercial Loan Products

Commercial Real Estate Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Fax: 818-794-6050

Professional Licenses

NMLS ID: 1201437
5900 Sepulveda Blvd # 525
Sherman Oaks, CA 91411
US
Mailing Address:
5900 Sepulveda Blvd., #525 Sherman Oaks, CA 91411

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Business Information

Category: Mortgage Broker
Location: Sherman Oaks, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1201437
Profile Views: 0

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