About EQUITY UNLIMITED
Equity Unlimited is a direct mortgage lender with over 25 years of experience, serving clients across key states including California, Florida, New York, and Texas. Based in Brooklyn, NY, the company simplifies the mortgage process for diverse borrowers, emphasizing a customer-first approach to real estate financing.
The lender offers a comprehensive suite of residential mortgage products, ranging from conventional loans to government-backed options like FHA, VA, and USDA loans. They also specialize in niche programs such as Fannie Mae's HomeReady and Freddie Mac's Home Possible, alongside tailored solutions like their CPA Letter Mortgage Loan, specifically designed for self-employed individuals with non-traditional income. Their commitment to efficiency is underscored by an average closing time of 20 days, having successfully assisted over 2000 customers.
Equity Unlimited extends its expertise to commercial and business lending, covering areas like conventional commercial mortgages and SBA loan programs. This broad spectrum of offerings, combined with a focus on personalized guidance from preparation through closing, positions Equity Unlimited as a versatile partner for both residential and commercial real estate investment needs.
The lender offers a comprehensive suite of residential mortgage products, ranging from conventional loans to government-backed options like FHA, VA, and USDA loans. They also specialize in niche programs such as Fannie Mae's HomeReady and Freddie Mac's Home Possible, alongside tailored solutions like their CPA Letter Mortgage Loan, specifically designed for self-employed individuals with non-traditional income. Their commitment to efficiency is underscored by an average closing time of 20 days, having successfully assisted over 2000 customers.
Equity Unlimited extends its expertise to commercial and business lending, covering areas like conventional commercial mortgages and SBA loan programs. This broad spectrum of offerings, combined with a focus on personalized guidance from preparation through closing, positions Equity Unlimited as a versatile partner for both residential and commercial real estate investment needs.
Company Information
Lender Type: Direct Lender
Headquarters: Brooklyn, NY
Licensed In
CACTFLMENJNYPATX
Digital Capabilities
Online Application
Digital Document Upload
Pre-Qualification Tool
Home Loan Products
Residential Mortgage Programs (General)
Loan Types:
ConventionalFHAVAUSDARefinanceHELOCConstructionJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerVeteran Program
Available Terms:
3 years5 years7 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Conventional Mortgage Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
3 years5 years7 years10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
80%
Max LTV
680
Min Credit Score
HomeReady® Mortgage Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
HomeReady ProgramLow Down Payment ProgramFirst-Time Homebuyer
Available Terms:
3 years5 years7 years10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment
680
Min Credit Score
Home Possible® Mortgage Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Home Possible ProgramLow Down Payment ProgramFirst-Time Homebuyer
Available Terms:
3 years5 years7 years10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment
680
Min Credit Score
CPA Letter Mortgage Loan
Loan Types:
Non-QMPortfolio
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-op
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Self-Employed ProgramCPA Program
Available Terms:
3 years5 years7 years10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
80%
Max LTV
680
Min Credit Score
Government Loan Program
Loan Types:
FHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Commercial Loan Products
Commercial Mortgage
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)Mixed-UseOfficeRetailIndustrial/Warehouse
Business Loan Program
Loan Types:
SBA 7(a)SBA 504Equipment FinancingBusiness Acquisition
Contact Information
6709 11th Ave
Brooklyn, NY 11219
US
Mailing Address:
6709 11th Avenue Brooklyn, NY 11219
Connect With Us
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Business Information
Category: Mortgage Broker
Location: Brooklyn, NY
Status: Standard
Type: Direct Lender
Profile Views: 0
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