Ernesto Garcia - Momentum Mortgage

Mortgage Broker serving Covina, CA

About Ernesto Garcia - Momentum Mortgage

Momentum Mortgage is a dedicated direct lender specializing in home purchase and refinance loans, serving clients primarily in the Southern California region from their headquarters in Covina, CA. The company prides itself on guiding individuals and families through the complex mortgage process, focusing on accessibility and personalized service to help them achieve homeownership.

They offer a comprehensive suite of residential loan products, including Conventional, FHA, VA, and Jumbo loans, catering to diverse borrower needs. A key focus is on making homeownership attainable, evidenced by their programs for down payment and closing cost assistance, first-time homebuyer initiatives, and willingness to work with a wide range of credit profiles, including those in the fair to poor credit tiers.

Momentum Mortgage emphasizes a client-centric approach, as reflected in numerous testimonials praising their loan officers for clear communication, responsiveness, and guidance. Their team of experienced loan officers and processors aims to simplify the lending experience, offering online application capabilities and support for various income and credit scenarios.

Company Information

Lender Type: Direct Lender
Headquarters: Covina, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

Conventional & Conforming Loans

Loan Types:
ConventionalRefinanceJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
300
Min Credit Score

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment AssistanceLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
300
Min Credit Score

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
300
Min Credit Score

Contact Information

969 N Grand Ave
Covina, CA 91724
US
Mailing Address:
969 N Grand Ave Covina, CA, 91724

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Business Information

Category: Mortgage Broker
Location: Covina, CA
Status: Standard
Type: Direct Lender
Profile Views: 1

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