Ernesto Garcia - Momentum Mortgage

Momentum Mortgage is a dedicated direct lender specializing in home purchase and refinance loans, serving clients primarily in the Southern California region from their headquarters in Covina, CA. The company prides itself on guiding individuals and families through the complex mortgage process, focusing on accessibility and personalized service to help them achieve homeownership.

They offer a comprehensive suite of residential loan products, including Conventional, FHA, VA, and Jumbo loans, catering to diverse borrower needs. A key focus is on making homeownership attainable, evidenced by their programs for down payment and closing cost assistance, first-time homebuyer initiatives, and willingness to work with a wide range of credit profiles, including those in the fair to poor credit tiers.

Momentum Mortgage emphasizes a client-centric approach, as reflected in numerous testimonials praising their loan officers for clear communication, responsiveness, and guidance. Their team of experienced loan officers and processors aims to simplify the lending experience, offering online application capabilities and support for various income and credit scenarios.