About ERO Lending
ERO Lending, based in Southern California, is a dedicated mortgage broker focused on helping clients achieve their homeownership dreams. The company prides itself on offering a wide array of mortgage products and investment tools, combined with quality service and personalized attention to meet the specific needs of each client. Utilizing modern technology, ERO Lending provides a productive and effective environment, including a secure online loan application and interactive calculators for exploring financing options.
What truly sets ERO Lending apart is their profound commitment to client success, often going above and beyond typical service. Testimonials highlight instances where the team, led by Emmanuel Offong, assisted clients with credit improvement, navigated challenging financial situations like old judgments by covering fees from their commissions, and ensured timely closings. They are particularly recognized for their compassionate approach and willingness to work with borrowers facing credit difficulties.
ERO Lending assists a diverse clientele, including first-time homebuyers and those seeking Non-QM solutions like Bank Statement, ITIN, DSCR, and Foreign National loans. Their ability to handle complex cases, provide free credit assistance, and offer comprehensive support throughout the entire loan process has fostered strong client loyalty and numerous referrals, reflecting their mission to aim high for their clients.
What truly sets ERO Lending apart is their profound commitment to client success, often going above and beyond typical service. Testimonials highlight instances where the team, led by Emmanuel Offong, assisted clients with credit improvement, navigated challenging financial situations like old judgments by covering fees from their commissions, and ensured timely closings. They are particularly recognized for their compassionate approach and willingness to work with borrowers facing credit difficulties.
ERO Lending assists a diverse clientele, including first-time homebuyers and those seeking Non-QM solutions like Bank Statement, ITIN, DSCR, and Foreign National loans. Their ability to handle complex cases, provide free credit assistance, and offer comprehensive support throughout the entire loan process has fostered strong client loyalty and numerous referrals, reflecting their mission to aim high for their clients.
Company Information
Lender Type: Mortgage Broker
Licensed In
CATX
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
3.5%
Min Down Payment
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Bad (<580)Poor (580-619)
0
100%
Max LTV
500
Min Credit Score
Conventional Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Reverse Mortgage Program
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Non-QM Loan Programs
Loan Types:
Non-QMBank StatementDSCRHard MoneyBridgePortfolioInterest-OnlyHome Equity LoanSecond MortgageAsset Depletion
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementNo Income VerificationAsset Depletion
Special Programs:
Bank Statement ProgramITIN ProgramForeign National ProgramSelf-Employed ProgramAsset Depletion Program
Credit Tiers:
Fair (620-679)Good (680-739)
Home Purchase and Refinance
Loan Types:
RefinanceConventionalFHAVAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full DocumentationBank Statement
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
500
Min Credit Score
Contact Information
260 N Sam Houston Pkwy E #360
Houston, TX 77060
US
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Business Information
Category: Mortgage Broker
Location: Houston, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 276819
Profile Views: 17
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