About Everwise Credit Union
Everwise Credit Union is a member-owned, not-for-profit financial institution serving individuals and businesses primarily in Indiana and Michigan. Dedicated to fostering financial confidence, Everwise offers a comprehensive range of personal and business banking services, including various loan options, savings products, and credit cards. As a credit union, it prioritizes competitive rates, personalized service, and the financial well-being of its members.
The institution distinguishes itself through its community-centric approach, actively lending a helping hand in the communities it serves. Everwise provides convenient financial management tools, including robust online and mobile banking platforms, and extends its reach through nationwide access to over 5,000 CO-OP credit union branches, ensuring members are never far from their money.
Everwise Credit Union offers a diverse portfolio of mortgage solutions, encompassing conventional, FHA, VA, USDA, and specialized programs like Hometown Heroes for first responders and educators. They cater to a broad spectrum of borrowers, including first-time homebuyers, and provide home equity and construction loans, reinforcing their commitment to helping members achieve their homeownership and financial goals.
The institution distinguishes itself through its community-centric approach, actively lending a helping hand in the communities it serves. Everwise provides convenient financial management tools, including robust online and mobile banking platforms, and extends its reach through nationwide access to over 5,000 CO-OP credit union branches, ensuring members are never far from their money.
Everwise Credit Union offers a diverse portfolio of mortgage solutions, encompassing conventional, FHA, VA, USDA, and specialized programs like Hometown Heroes for first responders and educators. They cater to a broad spectrum of borrowers, including first-time homebuyers, and provide home equity and construction loans, reinforcing their commitment to helping members achieve their homeownership and financial goals.
Company Information
Lender Type: Credit Union
Headquarters: South Bend, IN
Licensed In
INMI
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Mobile App
Digital Document Upload
Online Account Management
Rate Calculator
Home Loan Products
Conventional Fixed-Rate Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation
Available Terms:
30 years
Adjustable-Rate Mortgage (ARMs)
Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation
First-Time Homebuyer Loans
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Construction Loans
Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Bridge Loans
Loan Types:
Bridge
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Home Equity Loans
Loan Types:
Home Equity LoanHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Hometown Heroes Program
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First Responder ProgramTeacher LoanLow Down Payment ProgramDown Payment Assistance
0
100%
Max LTV
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
0
100%
Max LTV
USDA Rural Development Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0
100%
Max LTV
Contact Information
2331 N Meridian St
Indianapolis, IN 46208
US
Mailing Address:
P.O. Box 1395, South Bend, IN 46624-1395
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Business Information
Category: Credit Union
Location: Indianapolis, IN
Status: Standard
Type: Credit Union
Profile Views: 12
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