Fannie Mae Community Bus Center

Fannie Mae is a pivotal Government-Sponsored Enterprise (GSE) that serves as a foundational component of the U.S. housing finance system. Established to provide liquidity and stability to the mortgage market, Fannie Mae accomplishes this by purchasing mortgages from lenders and subsequently bundling them into mortgage-backed securities (MBS) which are then sold to investors. This process helps to ensure housing remains accessible and affordable for millions of Americans, significantly contributing to a healthy housing market.

The organization primarily operates through its Single-Family Business and Multifamily Business segments. The Single-Family Business enhances liquidity in the home purchase market by acquiring loans from originators and overseeing their servicing. Concurrently, the Multifamily Business extends vital liquidity to the rental housing market, working through its extensive network of Delegated Underwriting and Servicing (DUS®) lender partners across the nation.

Fannie Mae is also committed to innovation and support, continually developing tools and resources for both its lender partners and consumers. Notable advancements include the Desktop Underwriter® system for automated underwriting, various calculators, and the Ask Poli® AI chatbot. Furthermore, they provide critical support through housing education, information, and tools, including resources for disaster relief, underscoring their comprehensive approach to supporting the housing ecosystem.