FinLocker

FinLocker is a financial fitness and homeownership platform that empowers mortgage lenders, originators, servicers, credit unions, banks, credit and housing counselors to provide their customers with personalized financial solutions and a path to homeownership. The platform leverages consumer-permissioned data and proprietary analytics to deliver personalized financial journeys, helping consumers overcome financial challenges and achieve sustainable homeownership. FinLocker's technology complements existing CRM and POS systems, enhancing customer acquisition, nurturing, and retention efforts for financial institutions.

FinLocker offers a range of tools and resources to help users build and maintain their credit, manage their finances, budget, and save towards their financial goals. The platform provides a consolidated, real-time view of users' financial lives, including banking accounts, credit card accounts, and loan information. Proprietary spending analysis categorizes transactions and delivers actionable recommendations, while an interactive credit simulator helps users make informed credit decisions.

With its personalized data-driven journeys and focus on mortgage readiness, FinLocker streamlines the mortgage application process for both originators and homebuyers. The platform allows homebuyers to securely share their financial data and documents with loan officers, pre-filling mortgage applications and reducing income, employment, and asset verification costs. FinLocker's commitment to innovation is further demonstrated by its growing portfolio of U.S. patents.