First Capital Home Mortgage

Mortgage Broker serving New York, NY

About First Capital Home Mortgage

First Capital Mortgage Inc. is a dedicated mortgage broker based in Knoxville, Tennessee, serving clients across California and Tennessee. The company is committed to guiding individuals and families through the complexities of home financing, whether they are buying, selling, refinancing, or building their dream home. They emphasize providing quick and accurate financial advice due to frequently changing market conditions and mortgage programs.

The firm distinguishes itself by offering a comprehensive range of loan options, including various fixed-rate and adjustable-rate mortgages, as well as government-backed programs like FHA, VA, USDA, and FHA 203k loans. They also specialize in niche products such as Jumbo loans and Reverse Mortgages for seniors aged 62 and older. First Capital Mortgage Inc. aims to make the loan process easier through a combination of expert guidance and accessible online tools like payment calculators and pre-approval qualifiers.

Committed to customer satisfaction, First Capital Mortgage Inc. leverages their knowledge and expertise to ensure borrowers make informed decisions that best fit their unique financial situations. They offer a secure online application process and encourage personalized service through phone, email, or in-person appointments. Their focus on clear communication and tailored solutions underscores their mission to exceed customer expectations in the mortgage lending landscape.

Company Information

Lender Type: Mortgage Broker
Headquarters: Knoxville, TN

Licensed In

CATN

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

30-Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
30 years

15-Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
5 years30 years

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Jumbo Loan Program

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

FHA 203k Renovation Loan

Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kRenovation Loan

USDA Rural Development Loan

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program

Reverse Mortgage (HECM)

Loan Types:
Reverse MortgageRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Contact Information

5 W 37th St
New York, NY 10018
US
Mailing Address:
200 Prosperity Drive Knoxville, TN 37923

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Business Information

Category: Mortgage Broker
Location: New York, NY
Status: Standard
Type: Mortgage Broker
NMLS ID: 2527671
Profile Views: 0

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