About First Fidelity Mortgage Inc
First Fidelity Mortgage, Inc., operating as FFMLending, is an award-winning mortgage broker based in Louisville, KY, leveraging over 50 years of combined team experience to assist clients with their home purchase and refinance needs. As a mortgage broker, they excel in connecting borrowers with a diverse network of lenders to secure competitive rates and a wide array of loan programs tailored to individual requirements.
The company distinguishes itself by combining advanced online technology, such as secure mobile document uploading, with a strong emphasis on traditional, personalized customer service. They prioritize fast processing and aim for quick, easy closings, often within 30 days. Their local market knowledge and dedicated team ensure a smooth and confident mortgage experience, supported by over a hundred 5-star Google reviews.
FFMLending offers comprehensive guidance through the entire mortgage process, from pre-approval to closing. Their portfolio includes Conventional, FHA, VA, USDA, Jumbo, Construction, and Investment property loans, alongside specialized programs like FHA 203k and Physician Loans, catering to both first-time homebuyers and experienced investors.
The company distinguishes itself by combining advanced online technology, such as secure mobile document uploading, with a strong emphasis on traditional, personalized customer service. They prioritize fast processing and aim for quick, easy closings, often within 30 days. Their local market knowledge and dedicated team ensure a smooth and confident mortgage experience, supported by over a hundred 5-star Google reviews.
FFMLending offers comprehensive guidance through the entire mortgage process, from pre-approval to closing. Their portfolio includes Conventional, FHA, VA, USDA, Jumbo, Construction, and Investment property loans, alongside specialized programs like FHA 203k and Physician Loans, catering to both first-time homebuyers and experienced investors.
Company Information
Lender Type: Mortgage Broker
Headquarters: Louisville, KY
Licensed In
KY
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
FHA 203k Home Renovation Loans
Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Good (680-739)Fair (620-679)
3.5%
Min Down Payment
96.5%
Max LTV
620
Min Credit Score
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score
USDA Rural Development Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV
640
Min Credit Score
Investment Property Loans
Loan Types:
DSCRConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Bank Statement
Credit Tiers:
Good (680-739)Fair (620-679)
20%
Min Down Payment
80%
Max LTV
620
Min Credit Score
One-Time Close Construction Loans
Loan Types:
ConstructionConventional
Rate Types:
Interest-OnlyFixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)
5%
Min Down Payment
95%
Max LTV
700
Min Credit Score
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
No PMI Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)
10%
Min Down Payment
90%
Max LTV
680
Min Credit Score
Physician (Doctor) Loans
Loan Types:
ConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Physician LoanNo PMI ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV
680
Min Credit Score
Refinance Loans
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Contact Information
13117 Eastpoint Park Blvd Ste A
Louisville, KY 40223
US
Mailing Address:
13117 Eastpoint Park Blvd, Ste A Louisville, KY 40223
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Business Information
Category: Mortgage Broker
Location: Louisville, KY
Status: Standard
Type: Mortgage Broker
NMLS ID: 940549
Profile Views: 1
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