About First Financial Lending
First Financial Lending operates as a dedicated mortgage broker based in Cherry Hill, NJ, extending its services to residents of New Jersey and Pennsylvania. With President Robert Salotto at the helm, the company prides itself on partnering with a wide network of wholesale lenders to offer clients a diverse array of mortgage solutions tailored to their unique needs.
The firm emphasizes a client-centric approach, guiding borrowers through every step of the mortgage process to ensure a fast, simple, and secure experience. They specialize in helping a broad spectrum of borrowers, including first-time homebuyers, self-employed individuals, and those new to the United States, as well as assisting with refinancing, debt consolidation, and home renovation financing.
Leveraging extensive industry experience and a commitment to finding optimal solutions, First Financial Lending aims to empower clients to achieve homeownership and financial well-being. Their offerings encompass conventional, government-backed (FHA, VA, USDA), jumbo, and specialized loans like FHA 203k and reverse mortgages, all supported by readily available online tools like mortgage calculators and pre-approval processes.
The firm emphasizes a client-centric approach, guiding borrowers through every step of the mortgage process to ensure a fast, simple, and secure experience. They specialize in helping a broad spectrum of borrowers, including first-time homebuyers, self-employed individuals, and those new to the United States, as well as assisting with refinancing, debt consolidation, and home renovation financing.
Leveraging extensive industry experience and a commitment to finding optimal solutions, First Financial Lending aims to empower clients to achieve homeownership and financial well-being. Their offerings encompass conventional, government-backed (FHA, VA, USDA), jumbo, and specialized loans like FHA 203k and reverse mortgages, all supported by readily available online tools like mortgage calculators and pre-approval processes.
Company Information
Lender Type: Mortgage Broker
Headquarters: Cherry Hill, NJ
Licensed In
NJPA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Primary Residential Mortgage Programs
Loan Types:
ConventionalFHAVAUSDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank Statement
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment ProgramSelf-Employed ProgramForeign National ProgramNon-Resident Alien ProgramDown Payment AssistanceHomeReady ProgramHome Possible ProgramRenovation LoanEnergy Efficient MortgageNo PMI ProgramDACA Recipient ProgramITIN ProgramAsset Depletion Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Jumbo Home Loans
Loan Types:
JumboNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
20%
Min Down Payment
FHA 203k Rehab Loans
Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Balloon Mortgage Loans
Loan Types:
ConventionalInterest-Only
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years7 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Contact Information
Fax: 856-385-7161
Professional Licenses
NMLS ID: 1120124
208 Kings Hwy S
Cherry Hill, NJ
US
Mailing Address:
208 Kings Highway South Cherry Hill, NJ 08034
Connect With Us
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Business Information
Category: Mortgage Broker
Location: Cherry Hill, NJ
Status: Standard
Type: Mortgage Broker
NMLS ID: 1120124
Profile Views: 5
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