First Northern Credit Union

First Northern Credit Union has been a dedicated financial institution serving northern Illinois since its establishment in 1944. As a member-owned cooperative, the credit union focuses on providing accessible and beneficial financial services to its community, distinguishing itself from traditional banks through its commitment to members.

The credit union offers a diverse portfolio of loan products, including competitive mortgage options with local decision-making and assistance for down payments and closing costs. They also specialize in home equity loans and lines of credit, including unique "Home Access" products that allow financing up to 100% of appraised value. Notably, First Northern supports self-employed individuals seeking mortgages, providing guidance through the income verification process.

First Northern Credit Union emphasizes a philosophy of