About First Rate Mortgage
First Rate Mortgage is a mortgage brokerage operating out of St. Louis, Missouri, dedicated to assisting individuals in buying or refinancing their homes. With a focus on providing a range of loan options, they aim to guide clients through the complex process of securing a mortgage that fits their specific needs.
The company emphasizes the importance of pre-qualification and pre-approval in the home buying journey, ensuring that clients are well-informed and prepared before making an offer on a property. They strive to offer competitive rates and personalized support, helping clients navigate various loan types, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, USDA loans, and reverse mortgages.
First Rate Mortgage is licensed in multiple states, including Alabama, Colorado, Georgia, and Texas, enabling them to serve a broad customer base. They operate under NMLS #30998 through Delmar Financial Company, demonstrating their commitment to regulatory compliance and consumer protection. Their team provides guidance and addresses concerns throughout the entire mortgage process.
The company emphasizes the importance of pre-qualification and pre-approval in the home buying journey, ensuring that clients are well-informed and prepared before making an offer on a property. They strive to offer competitive rates and personalized support, helping clients navigate various loan types, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, USDA loans, and reverse mortgages.
First Rate Mortgage is licensed in multiple states, including Alabama, Colorado, Georgia, and Texas, enabling them to serve a broad customer base. They operate under NMLS #30998 through Delmar Financial Company, demonstrating their commitment to regulatory compliance and consumer protection. Their team provides guidance and addresses concerns throughout the entire mortgage process.
Company Information
Lender Type: Mortgage Broker
Headquarters: St. Louis, MO
Licensed In
ALCOGAIDILINIAKSKYLAMAMSMOMTNENJNMOHOKSDTNTXWAWI
Digital Capabilities
Rate Calculator
Pre-Qualification Tool
Home Loan Products
30 Year Fixed Mortgage
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
15 Year Fixed Mortgage
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Adjustable Rate Mortgage
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
203K Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Contact Information
1066 Executive Pkwy Dr
St. Louis, MO 63141
US
Mailing Address:
1066 Executive Parkway, Suite 100
St. Louis, MO 63141
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: St. Louis, MO
Status: Standard
Type: Mortgage Broker
NMLS ID: 30998
Profile Views: 1
Advertisement Space