About First Stop Mortgage Corporation
FirstStop Mortgage is a premier mortgage broker based in the Bay Area, specifically serving California, Texas, and Florida. Led by Nhan Cao, the company distinguishes itself by specializing in personalized financing solutions for complex loan scenarios, particularly those that fall outside traditional conventional lending parameters.
FirstStop Mortgage excels at assisting borrowers who have faced rejections from other lenders due to credit challenges, income verification issues, or down payment constraints. Their expertise lies in navigating non-QM loans and finding creative pathways to approval, ensuring that clients with unique financial situations can still achieve their homeownership goals.
Known for exceptional efficiency and responsive service, Nhan and his team provide comprehensive guidance from initial application through to closing. They are praised by clients for securing competitive rates and facilitating remarkably fast loan closings, often within a matter of weeks, highlighting their commitment to a smooth and stress-free mortgage experience.
FirstStop Mortgage excels at assisting borrowers who have faced rejections from other lenders due to credit challenges, income verification issues, or down payment constraints. Their expertise lies in navigating non-QM loans and finding creative pathways to approval, ensuring that clients with unique financial situations can still achieve their homeownership goals.
Known for exceptional efficiency and responsive service, Nhan and his team provide comprehensive guidance from initial application through to closing. They are praised by clients for securing competitive rates and facilitating remarkably fast loan closings, often within a matter of weeks, highlighting their commitment to a smooth and stress-free mortgage experience.
Company Information
Lender Type: Mortgage Broker
Licensed In
CATXFL
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature
Digital Closing
Home Loan Products
Conventional Purchase & Refinance Loans
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
20%
Min Down Payment
80%
Max LTV
740
Min Credit Score
Non-QM & Challenging Scenario Loans
Loan Types:
Non-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramDown Payment AssistanceAsset Depletion Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
5%
Min Down Payment
95%
Max LTV
620
Min Credit Score
Contact Information
2114 Senter Rd STE 11
San Jose, CA 95112
US
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Broker
Location: San Jose, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 0
Advertisement Space