First Valley Mortgage

Mortgage Broker serving Panorama City, CA

About First Valley Mortgage

First Valley Mortgage Co. Inc. is a prominent mortgage broker based in Panorama City, California, serving the San Fernando Valley and Greater Los Angeles area for over 25 years. As the first Hispanic mortgage company in the region, they have dedicated themselves to helping families achieve homeownership dreams and assisting investors in securing financing for their ventures.

The company distinguishes itself by offering a wide array of flexible loan programs tailored to diverse financial situations. They specialize in solutions for borrowers with credit challenges, including those with FICO scores as low as 580 or past bankruptcies. First Valley Mortgage provides unique options like 100% gift funds for closing costs, no-income verification loans with a 25% down payment, and acceptance of co-signers with no credit history, alongside specific offerings for ITIN and DACA recipients.

Their commitment extends to accommodating various property types, including manufactured homes, with FHA financing available at competitive terms. With a strong emphasis on personalized service and community support, First Valley Mortgage aims to provide accessible and efficient lending solutions, ensuring clients receive comprehensive guidance from pre-qualification through to closing. They strive to offer more options and opportunities for their clients to save and succeed in the real estate market.

Company Information

Lender Type: Mortgage Broker
Headquarters: Panorama City, CA

Licensed In

CA

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

FHA & Manufactured Home Loans

Loan Types:
FHARefinanceCash-Out Refinance
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
620
Min Credit Score

Conventional & Low Down Payment Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time HomebuyerHomeReady Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
580
Min Credit Score

Non-QM & Flexible Income Programs

Loan Types:
Non-QMBank StatementNon-QMNon-QMRefinanceCash-Out RefinanceBank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 Contractor
Income Verification:
Bank StatementNo Income VerificationStated Income
Special Programs:
ITIN ProgramDACA Recipient ProgramBank Statement ProgramSelf-Employed Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
25%
Min Down Payment
85%
Max LTV
580
Min Credit Score

General Refinance & Cash-Out Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementNo Income VerificationStated Income
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
97%
Max LTV
580
Min Credit Score

Contact Information

Fax: 818-286-9542

Professional Licenses

NMLS ID: 328920
14663 Titus St
Panorama City, CA 91402
US
Mailing Address:
14663 Titus St Suite 201, Panorama City CA 91402

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Business Information

Category: Mortgage Broker
Location: Panorama City, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 328920
Profile Views: 2

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