About Florida Mortgage Providers
Florida Mortgage Providers is a mortgage broker based in Oviedo, Florida. Since its inception, the company has positioned itself as a local alternative to larger banks, emphasizing personalized service. They operate across Florida, helping clients navigate the complex real estate loan process for both purchases and refinances.
The firm distinguishes itself by offering competitive wholesale mortgage rates through access to multiple lending sources, providing clients with a wider array of products than a single direct lender. This approach often leads to faster closings, frequently within 21 days or less from application, which can benefit buyers in competitive markets.
Specializing in a diverse range of home financing options, Florida Mortgage Providers assists a broad spectrum of borrowers, from first-time homebuyers seeking FHA and VA loans to self-employed individuals utilizing bank statement programs and foreign nationals investing in the Sunshine State. Their commitment to quick response times and a client-centric approach underscores their mission to find tailored home loan solutions.
The firm distinguishes itself by offering competitive wholesale mortgage rates through access to multiple lending sources, providing clients with a wider array of products than a single direct lender. This approach often leads to faster closings, frequently within 21 days or less from application, which can benefit buyers in competitive markets.
Specializing in a diverse range of home financing options, Florida Mortgage Providers assists a broad spectrum of borrowers, from first-time homebuyers seeking FHA and VA loans to self-employed individuals utilizing bank statement programs and foreign nationals investing in the Sunshine State. Their commitment to quick response times and a client-centric approach underscores their mission to find tailored home loan solutions.
Company Information
Lender Type: Mortgage Broker
Headquarters: Oviedo, FL
Licensed In
FL
Home Loan Products
Conforming Loans
Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)
3%
Min Down Payment
97%
Max LTV
FHA Loans
Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Loans
Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score
USDA Rural Home Loans
Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)
0
100%
Max LTV
640
Min Credit Score
Jumbo Elite Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond Home
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)
20%
Min Down Payment
80%
Max LTV
720
Min Credit Score
Piggyback Loans
Loan Types:
ConventionalHELOCSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
90%
Max LTV
Foreign National Loans
Loan Types:
Non-QM
Property Types:
Single-Family HomeTownhouseCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Second HomeInvestment Property
Income Verification:
No Income Verification
Special Programs:
Foreign National Program
25%
Min Down Payment
75%
Max LTV
Domestic Investor Loans
Loan Types:
Conventional
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
20%
Min Down Payment
80%
Max LTV
Bank Statement Loans
Loan Types:
Bank StatementNon-QM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)
80%
Max LTV
700
Min Credit Score
Asset Depletion Loans
Loan Types:
Asset DepletionNon-QM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
RetiredInvestor
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)
75%
Max LTV
700
Min Credit Score
Reverse Mortgage (HECM)
Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
60%
Min Down Payment
40%
Max LTV
Adverse Credit Loans
Loan Types:
Non-QM
Property Types:
Single-Family Home
Credit Tiers:
Poor (580-619)Bad (<580)
Construction Loans
Loan Types:
Construction
Property Types:
Single-Family Home
Contact Information
2101 Amador Pl
Oviedo, FL 32765
US
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Business Information
Category: Mortgage Broker
Location: Oviedo, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 2140913
Profile Views: 5
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