Furer-Ungar Mortgage Team

Mortgage Broker serving New York, NY

About Furer-Ungar Mortgage Team

Guardhill Financial, with roots dating back to 1992 as a leading refinancing specialist in the Tri-state area, has evolved into a prominent direct lender. Through the extensive experience of professionals like Keith Furer, who has over two decades in the mortgage industry, the company has built a reputation for navigating complex financial landscapes. They distinguish themselves by offering solutions that traditional retail banks often cannot, focusing on niche and challenging mortgage scenarios.

Guardhill Financial specializes in "outside-the-box" situations, including reduced documentation mortgages that bypass the need for tax returns, unique programs for medical professionals, and financing for foreign nationals. They also tackle properties with complexities such as low owner occupancy or land leases, providing a broader range of options for borrowers with limited financial profiles or non-traditional income streams. Their in-house underwriting team ensures swift preliminary approvals, often within 24 hours.

Operating from their Midtown Manhattan headquarters, Guardhill combines a concierge-level service with efficient, centralized operations. Their commitment to superior communication and proactive project management throughout the loan process aims to deliver a better mortgage experience, emphasizing speed, competitive rates, and a deep understanding of diverse borrower needs. This approach positions Guardhill as a flexible and resourceful alternative to conventional banking institutions.

Company Information

Founded: 1992
Lender Type: Direct Lender
Headquarters: Manhattan, NY

Licensed In

NYNJCT

Digital Capabilities

Online Application
Pre-Qualification Tool
Real-Time Status Updates

Home Loan Products

Non-QM & Portfolio Programs

Loan Types:
Non-QMBank StatementPortfolioInterest-OnlyCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Co-opInvestment PropertyTiny HomeModular HomeVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramForeign National ProgramNon-Resident Alien ProgramAsset Depletion Program

Physician Loan Program

Loan Types:
ConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician LoanNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)

Standard & Jumbo Home Loans

Loan Types:
ConventionalJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseCo-opMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

140 E 45th St Fl 31
New York, NY 10017
US

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Business Information

Category: Mortgage Broker
Location: New York, NY
Status: Standard
Founded: 1992
Type: Direct Lender
NMLS ID: 56322
Profile Views: 0

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