Garden City Mortgage

Garden City Mortgage operates as a dedicated home loan provider, assisting individuals and families with their mortgage needs. Based in Garden City, NY, they offer a diverse portfolio of loan products, including conventional fixed and adjustable-rate mortgages, as well as government-backed options such as FHA, VA, and USDA loans. The company emphasizes guiding borrowers through the entire loan process, from initial pre-qualification to approval.

The lender provides tailored solutions, recognizing the unique financial situations of its clients. They specifically address considerations for self-employed borrowers, outlining the documentation required for income verification. Garden City Mortgage is committed to digital accessibility, ensuring their website and services are user-friendly for all individuals, reflecting a focus on inclusive customer service.

Through a combination of traditional loan offerings and a clear, supportive loan process, Garden City Mortgage aims to simplify home financing. Their approach includes helping clients understand different loan structures like interest-only payments and guiding them through factors like credit scores and loan-to-value ratios to empower informed decision-making.