About GDM Mortgage Corp
GDM Mortgage Corp is built on the belief that getting a mortgage should be simple, honest, and tailored to you. Led by Heriberto Santiago, they have helped families and investors across Florida close loans with confidence, even in complex scenarios. Heriberto Santiago has over 25 years of mortgage experience and provides bilingual service (English & Spanish).
GDM Mortgage Corp offers a range of loan programs including FHA, VA, Conventional, Fix & Flip, Foreign National, Bank Statement, and DSCR loans. They cater to first-time homebuyers, investors, and self-employed individuals, providing flexible solutions to match their needs and lifestyle.
The company uses AI-enhanced service and has Vanessa, a Mortgage AI Assistant, to answer mortgage questions, guide you through pre-qualification, and help you get matched with the right loan program. They also provide specialized financing for real estate investors and can advise and help you structure your deals.
GDM Mortgage Corp offers a range of loan programs including FHA, VA, Conventional, Fix & Flip, Foreign National, Bank Statement, and DSCR loans. They cater to first-time homebuyers, investors, and self-employed individuals, providing flexible solutions to match their needs and lifestyle.
The company uses AI-enhanced service and has Vanessa, a Mortgage AI Assistant, to answer mortgage questions, guide you through pre-qualification, and help you get matched with the right loan program. They also provide specialized financing for real estate investors and can advise and help you structure your deals.
Company Information
Lender Type: Direct Lender
Licensed In
FL
Digital Capabilities
AI Chatbot
Home Loan Products
FHA Home Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score
Fix & Flip Loan
Loan Types:
Hard MoneyBridge
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
10%
Min Down Payment
90%
Max LTV
Foreign National Loan
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
No Income Verification
Special Programs:
Foreign National Program
Bank Statement Loan
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
DSCR Loan for Investors
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
VA Loan (Veterans)
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
580
Min Credit Score
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score
Equity Access HELOC
Loan Types:
HELOCCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
80%
Max LTV
640
Min Credit Score
Commercial Loan Products
Commercial Property Loan
Loan Types:
Conventional CRE
Property Types:
OfficeRetailIndustrial/WarehouseMultifamily (5+ units)
Contact Information
1802 N Alafaya Trail Suite 164
Orlando, FL 32801
US
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Business Information
Category: Mortgage Broker
Location: Orlando, FL
Status: Standard
Type: Direct Lender
NMLS ID: 1274038
Profile Views: 15
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