About Georgias Own Credit Union
Georgia's Own Credit Union provides various financial services, including checking and savings accounts, credit cards, and loans. They offer perks such as savings on pet care and cell phone protection with their Perks+ Checking account. The credit union also focuses on helping members prepare for retirement through their Investment and Retirement Services.
They offer a variety of loan options including mortgages, vehicle loans, and personal loans. Specifically, they provide fixed-rate mortgages, adjustable-rate mortgages, FHA and VA loans, and home equity loans & lines of credit. They aim to assist members in finding or building their dream homes and offer options for refinancing existing mortgages.
With a focus on member service, Georgia's Own Credit Union provides digital banking services, including mobile banking and digital wallets, enabling members to manage their accounts and make payments conveniently.
They offer a variety of loan options including mortgages, vehicle loans, and personal loans. Specifically, they provide fixed-rate mortgages, adjustable-rate mortgages, FHA and VA loans, and home equity loans & lines of credit. They aim to assist members in finding or building their dream homes and offer options for refinancing existing mortgages.
With a focus on member service, Georgia's Own Credit Union provides digital banking services, including mobile banking and digital wallets, enabling members to manage their accounts and make payments conveniently.
Company Information
Lender Type: Credit Union
Digital Capabilities
Mobile App
Online Account Management
Home Loan Products
Fixed-Rate Mortgage
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Adjustable-Rate Mortgage (ARM)
Loan Types:
Conventional
Rate Types:
ARMHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
FHA and VA Loans
Loan Types:
FHAVA
Rate Types:
Fixed RateARMHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Homebuying Assistance
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateARMHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Refinance a Mortgage
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateARMHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Home Equity Loans & Lines of Credit
Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Fixed RateARMHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Construction Loans
Loan Types:
Construction
Rate Types:
Fixed RateARMHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Contact Information
133 Peachtree St
Atlanta, GA 30303
US
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Business Information
Category: Credit Union
Location: Atlanta, GA
Status: Standard
Type: Credit Union
Profile Views: 21
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