About GoRascal
GoRascal positions itself as a modern mortgage lender dedicated to simplifying the home financing journey. Launched as a "different breed of mortgage" company, it aims to make the search for a mortgage easy and personal for its clients. The company emphasizes a hassle-free, transparent process, offering clear guidance and stellar service throughout the entire homeownership process.
GoRascal primarily focuses on residential lending, providing a range of home loan products including Fixed-Rate, FHA, VA, Jumbo, Adjustable Rate, USDA, Reverse, and Interest-Only mortgages. They cater to a broad spectrum of borrowers, including first-time homebuyers, and support both purchase and refinance transactions. The company is licensed in 45 states, demonstrating a wide reach.
The lender leverages digital tools to enhance the borrower experience, offering online applications, rate quotes, pre-qualification tools, and rate watch alerts to help clients stay informed about market movements. With a strong commitment to open communication and specialized expertise, GoRascal strives to provide tailored solutions and round-the-clock support, making the complex mortgage process more accessible and less intimidating.
GoRascal primarily focuses on residential lending, providing a range of home loan products including Fixed-Rate, FHA, VA, Jumbo, Adjustable Rate, USDA, Reverse, and Interest-Only mortgages. They cater to a broad spectrum of borrowers, including first-time homebuyers, and support both purchase and refinance transactions. The company is licensed in 45 states, demonstrating a wide reach.
The lender leverages digital tools to enhance the borrower experience, offering online applications, rate quotes, pre-qualification tools, and rate watch alerts to help clients stay informed about market movements. With a strong commitment to open communication and specialized expertise, GoRascal strives to provide tailored solutions and round-the-clock support, making the complex mortgage process more accessible and less intimidating.
Company Information
Lender Type: Direct Lender
Headquarters: Brooklyn, NY
Licensed In
ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Closing
Real-Time Status Updates
Home Loan Products
Fixed-Rate Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Mortgage
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
VA Mortgage
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Jumbo Mortgage
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
90%
Max LTV
680
Min Credit Score
Adjustable Rate Mortgages
Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
USDA Mortgages
Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
First Time Home Buyer Mortgages
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Interest Only Mortgages
Loan Types:
Interest-OnlyConventional
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
Contact Information
185 Wythe Ave Suite A2
Brooklyn, NY 11249
US
Mailing Address:
185 Wythe Ave, Suite A2 Brooklyn, NY 11249
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Business Information
Category: Mortgage Broker
Location: Brooklyn, NY
Status: Standard
Type: Direct Lender
NMLS ID: 2072896
Profile Views: 0
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